We use cookies to give you the best possible experience on our website. If you continue without changing your settings, we'll assume that you're happy to receive all the cookies on our website. However, you can change your cookie settings at any time.

Your Privacy

When you visit any website, it may store or retrieve information on your browser, mostly in the form of cookies. This information might be about you, your preferences or your device and is mostly used to make the site work as you expect it to. The information does not usually directly identify you, but it can give you a more personalised web experience.

Because we respect your right to privacy, you can choose not to allow some types of cookies. Click on the different category headings to find out more and change our default settings. However, blocking some types of cookies may impact your experience of the site and the services we are able to offer.

Strictly Necessary Cookies


These cookies are strictly necessary for the Website to work properly and for us to keep it secure. They are needed to allow users to use the Website and its features, including to move between pages of the website.

These cookies are required

Performance and analytical cookies

These cookies allow us to collect certain information about how a user navigates the Website. These cookies collect information that is used either in aggregate form to help us understand how our site is being used or how effective are marketing campaigns are, or to help us personalise our site for you. We use Google analytics and Bing 1st party cookies, DoubleClick 3rd party cookies and Hotjar cookies for reporting purposes.

Cookie Name Purpose More Information
Bing Ads mui(x), _uet(x) Remarketing script and conversion tracking
DoubleClick Cookies _ide, _nid, _sid,
_dsid, _flc,
_aid, _taid
These are 3rd party cookies served by DoubleClick. They serve adverts to visitors based on the websites they've been to previously. Click here for more information about DoubleClick and how to disable this cookie.
Google Analytics _utm(x), _ga(x),
_gid, amp_token
These cookies are used to collect information about how visitors use our website. They keep track of when a visitor enters and leaves the website and any search engines and keywords that are used, including any personal and/or sensitive data. Click here for more information about Google Analytics cookies.
Hotjar _hj(x) These cookies are used to record anonymous videos about how visitors use our website. They keep track of how visitors engage with pages on our website. Click here for more information about Hotjar and how to disable this cookie.

Marketing cookies

These cookies are used to make advertising messages more relevant to you. We may use this data to tailor the marketing and ads you see on our own and other websites and mobile apps, including social media.


What’s in store for 2018?

It proved quite a year for the specialist lending sector in 2017, despite the seemingly endless debate on Brexit and numerous other political upheavals.

The continued resilience of the buy-to-let market and major growth in the use of short-term finance have proved just some of the highlights of a year in which experts from the Intermediary Mortgage Lenders’ Association (IMLA) hailed the “rebirth” of specialist lending.

Investors in the buy-to-let market, which was hit by various tax and regulatory changes, saw sales increase by 10.8% in November or £334.1 million, as the trend continues for landlords adjusting the makeup of their property portfolios to take the new rules into account.

We fully expect this situation to continue throughout 2018, as high street finance providers continue to tighten their criteria, meaning an even greater number of borrowers will be unable to access the funding they need.

This growing demand will provide greater opportunities for specialist lenders like us to provide a more tailored service - relying on the personal touch, rather than computers - to make common sense lending decisions, and provide the best outcome for our customers.

From our experience, a larger number of investors are already sitting up and recognising that there are alternative funding options for situations that may not fit the mainstream mould. These could include, for example, people who are self-employed or who have multiple income streams, which may limit their access to mainstream loans or mortgages. They will be subject to the same stringent affordability checks as any other borrowers but manual underwriting allows specialist lenders to take personal circumstances into account.

In 2018, we are expecting rates starting to move and, as customers’ deals come to an end, we will be able to help even more of those who may not fit mainstream criteria.

By talking to brokers and lenders like ourselves, property investors can get to know, in detail, the range of alternative products which are coming onto the market, and receive guidance from experts in the specialist lending sector about which route is best for them.

These are exciting times for us, and we are also very much looking forward to opening up our offering to even more customers across mainland UK who may not have access to finance via more traditional channels.