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Found your dream home?

You can use a Together Bridging loan
to move in straight away.
0207 858 2809 or arrange a callback >

  • Rates from 0.49%/month.*
  • Borrow up to £2.5m (or more by referral).
  • Up to 12 months.
  • No Early Repayment Charges.
  • Borrow up to 70%* of the property’s value.
* The actual rate and loan-to-value offered may vary based on your individual circumstances.
  4.5/5 average rating by independent customer feedback

Move without having to be rushed

If you've found the perfect new home and want to move as soon as possible, you needn't be forced into a quick sale of your old property. Instead, you can use a bridging loan to try and get the best possible price.

Whether you're moving up the ladder or downsizing to a more manageable property, we'll work fast so you can get the keys and move in. You'll then have up to 12 months to sell your old home and repay the loan in full.

No monthly payments

There are no monthly payments on this kind of loan. Instead, you'll just pay back what you borrowed, plus any interest, in a lump sum using the proceeds of the sale of your previous home.

There are also no Early Repayment Charges. So the sooner you repay your Together Bridging loan, the less it’ll cost you.

Flexible and pragmatic

We use our common sense when deciding when we can lend – so we can be more flexible. For instance, we have no maximum age if you're using one of our Bridging loans this way. So even if you're retired, over 70 or have taken early retirement, we may be able to help.

Overall cost for comparison

For example: A bridging loan of £150,000 repayable after 12 months on a fixed rate of 5.88% would require a single payment of the capital borrowed plus the accrued interest totalling £163,983.47 including fees.

The total amount payable would be £163,983.47, made up of the loan amount, plus interest on the loan (£9,061.62); processing fee (£1,500.00); arrangement fee (£3,000.00); interest on these fees (£271.85); and the redemption administration fee (£150.00).

The overall cost for comparison is 9.3% APRC representative.

The actual rate available will depend on your circumstances. Ask us for a personalised illustration.

 

How do I apply?

Call - 0207 858 2809
We’re here between 9am and 8pm Monday to Thursday, 9am to 7pm on Friday.

Your home may be repossessed if you do not keep up repayments on your mortgage. 

Build: 1.3.7.17660