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Intermediary site
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Found your dream home?

Secure your next home before selling your old place. Check my eligibility

  • Up to 12 months, with no Early Repayment Charges.
  • Borrow up to £500,000.
  • cions-stack-white Borrow up to 70%* of your home’s market value.
  • Asset 4 No monthly payments.
  • Rates from 0.85%/month*.
*The maximum loan, rate and loan-to-value ratio offered may vary based on your individual circumstances.
  4.1/5 average rating by independent customer

Why choose Together?

No Early Repayment Fees

We don't think it's fair to punish you for repaying early - so the sooner you repay your bridging loan, the less it’ll cost you.

Vast Experience

With over 45 years of lending experience under our belts, you can trust us to get things right for you.

Common Sense Decisions

You're more than a credit score. If the sums show that you can afford the property, we do our best to make it happen.

Check my eligibility


Move without having to be rushed

If you've found the perfect new home and want to move as soon as possible, you needn't be forced into a quick sale of your old property. Instead, you can use a bridging loan to try and get the best possible price. You'll then have up to 12 months to sell your old home and repay the loan in full.

There are no monthly payments and no early repayment charges. Instead, you'll just pay back what you borrow, plus any interest, in a lump sum using the proceeds of the sale of your previous home.

We use our common sense when deciding when we can lend – so we can be more flexible. For instance, we have no maximum age if you're using one of our bridging loans this way.


Overall cost for comparison

For example: A bridging loan of £251,871 repayable after 12 months on a fixed rate of 10.20% would require a single payment of the capital borrowed plus the accrued interest totalling £284,483.53 including fees.

TThe total amount payable would be £284,483.53 made up of the loan amount (£251,871), plus interest on the loan (£26,926.58); arrangement fee (£5,037.42); interest on these fees (£538.53); and the redemption administration fee (£110.00).

The overall cost for comparison is 12.9% APRC representative.

The actual rate available will depend upon your circumstances. Ask us for a personalised illustration.


Check your eligibility & enquire

At Together, our flexible approach means that we can often lend where others can't. If you fit our criteria, we'll do everything we can to make it happen.

To be eligible to borrow from Together, you need to be:

  • Based in the UK
  • Aged between 18 and 85
  • Looking to borrow no more than £500,000 and no more than 70% of the purchase price of the property you plan to buy
  • Not on furlough or a secured deferred payment plan
  • Not at risk of redundancy

Approval is based on a credit check and an assessment of your individual circumstances.

Ready to talk?

Enquire today for a callback from a member of our friendly, expert team.

Enquire now

Or call us directly on 0161 933 7113 between 9am and 5:30pm, Monday to Friday.


Your home may be repossessed if you do not keep up repayments on your mortgage. 

Refurbishment bridging loan

The loan for one project that funds another.

Find out more

About Together

You might not have heard of us before, but we've been lending for over 40 years.

Find out more

Repair a broken property chain

Looking to secure your new home while your sale is delayed?

Find out more

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Customer Rating 4.1

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