Buy to Let renovation loans

Secured loans to kick-start your renovation
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  • Over 4 to 30 years.
  • Variable rates.
  • Borrow up to £2.5m.
  • Capital repayment and interest-only options.
  • Your existing mortgage is unaffected.
Consolidating unsecured debts with secured lending may increase the amount you repay overall.
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Invest in your property

If you've built up equity in your rental property, you can leverage it to borrow without remortgaging out of your current deal.

Whether you want to renovate your residential investment property or upgrade the furniture in your holiday let, you'll have the choice between capital repayment and interest-only options.

How it works

This kind of loan isn't widely available, and is known in the industry as a 'second-charge' loan. It runs alongside, but independent of, any existing buy-to-let mortgage you have.

You'll make payments on both at the same time, but it has its own rate and terms – so if you want it to end sooner than your existing mortgage, it can. In fact, you can borrow over as little as four years.

Any property used as security, including your home, may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.