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Intermediary site
Intermediary site

Specialist Buy to Let and HMO mortgages

For purchases and remortgages.

 Enquire today

  • Rates from 4.99%.
  • Borrow up to £2m.
  • Borrow over 4 to 30 years.
  • Variable rate.
  • Borrow up to 75% of the property's market value.
Consolidating unsecured debts with secured lending may increase the amount repaid overall.
  4.6/5 average rating by independent customer

Why choose Together?

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Vast Experience

With over 45 years of lending experience under our belts, you can trust us to get things right for you.

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Common Sense Decisions

If the sums show you can afford the property - even if you've only been trading 12 months - we do our best to make it happen.

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Fast, Easy Account Opening

Receive updates on your application, upload files & e-sign most documents to open your Together account - all using our secure app.

Enquire today


Not all rental opportunities were created equal

So if your property has potential as a student let or houseshare, talk to us. Whatever the situation, we won't insist you have any past experience as a landlord. And we can take up to 90% of projected rent (plus any other income you have) into account when calculating what you can afford.

We could even help if:

  • It’s an ex-council property, and/or made of non-standard materials (e.g. concrete).
  • You’re self-employed, work several jobs, or have already retired.
  • You’ve got less-than-perfect credit.

Checking you qualify

This product is designed for properties that you're renting out as a House of Multiple Occupancy. If this doesn’t apply, another of our products may suit:

Check your eligibility & enquire

At Together, our flexible approach means that we can often lend where others can't. If you fit our criteria, we'll do everything we can to make it happen.

To be eligible to borrow from Together, you must:

  • Have found the property you wish to buy
  • Be looking to borrow no more than 75% of the purchase price of the property you plan to buy
  • Not be on furlough from your only source/s of income
  • Not be at risk of redundancy

Approval is based on a credit check and an assessment of your individual circumstances.

Ready to talk?

Enquire today for a callback from a member of our friendly, expert team.


Enquire now
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Any property used as security, including your home, may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

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Customer Rating 4.6

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