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Intermediaries site
Intermediaries site

Specialist Buy to Let and HMO mortgages

For purchases and remortgages. 0161 933 7099 or enquire today

  • Rates from 6.99%.
  • Borrow up to £500,000.
  • Borrow over 4 to 30 years.
  • Variable rate.
  • Borrow up to 70% of the property's market value.
Consolidating unsecured debts with secured lending may increase the amount repaid overall.
  4.9/5 average rating by independent customer

Why choose Together?

Fast & Flexible

We understand time is money. That's why we're set up to deliver at pace when you need to move quickly.

Vast Experience

With over 45 years' experience in lending under our belts, you can trust us to get things right for you.

Common Sense Decisions

If the sums show you can afford the property - even if you've only been trading 12 months - we do our best to make it happen.

Enquire today


Not all rental opportunities were created equal

So if your property has potential as a student let or houseshare, talk to us. Whatever the situation, we won't insist you have any past experience as a landlord. And we can take up to 90% of projected rent (plus any other income you have) into account when calculating what you can afford.

We could even help if:

  • It’s an ex-council property, and/or made of non-standard materials (e.g. concrete).
  • You’re self-employed, work several jobs, or have already retired.
  • You’ve got less-than-perfect credit.

Checking you qualify

This product is designed for properties that you're renting out as a House of Multiple Occupancy. If this doesn’t apply, another of our products may suit:



How to apply

Simply fill in the form below and a member of our team will call you back to discuss your circumstances, and the amount and rate we could offer you. If after that you're happy to proceed, we'll get your application moving.


Enquire today

We’re here between 9am and 6pm, Monday to Friday, and we'll reply to you within one working day of receiving your enquiry - usually the same day.

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Any property used as security, including your home, may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Buy-to-Let mortgage guide

9 steps to getting an unregulated buy-to-let mortgage .

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Customer Rating 4.9

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