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Our products

Flexible products fit for commercial and retail purposes.

With 42 years’ experience helping to find financial solutions, we’re happy to say we’re experts at what we do.

Make an enquiry
We work with property investors, individuals and small and medium sized businesses, as well as a vast network of introducers. Whether it's investing in property at auction, investing in a commercial property, or even looking for a residential mortgage, we can help.

 

We’re proud to put people at the heart of our common-sense lending decisions and look each case on its individual circumstances. With our wide range of flexible products and a different approach to lending, we're well placed when you and your clients need us.

 

Short-term lending

We go further to provide flexible bridging finance to our clients. If funding is needed within a short timescale until finance becomes available, from the sale of a house for instance, then we can help. We understand the importance of speed, so we're geared up to move quickly. So, whether funding is needed for residential or commercial acquisition or to raise capital.

 

Auction finance

We help hundreds of property investors acquire commercial, semi-commercial, buy-to-let properties and land at auction every year. Our short-term auction finance caters for loans up to 12 months and we can also help with longer-term finance once the property has been secured. 
We're a familiar face at over 300 auctions across the UK every year, and are on hand to help before, during and after the auction, making 'in-principle' decisions on the same day so that our clients can bid with confidence.

 

Buy-to-let

We offer second charge as well as first charge mortgages, and do our best to help people create and build portfolios. We also offer consumer buy-to-let, limited company buy-to-let and Holiday Let finance. We can work with many status profiles and can finance properties regardless of structure, age or valuation.

 

Commercial mortgages

Property deals come in all shapes and sizes and so do our products. We’re one of a few lenders offering first and second charge commercial loans for any purpose and can provide loans secured against many property types or land, including those with agricultural restrictions. To help, we also consider many income sources, including limited companies, sole traders and partnerships.

 

Residential mortgages

We consider home mortgage applications from customers with a variety of circumstances. We focus on affordability not just credit scores which means we're able to cater for a wide variety of income sources, including employed, self-employed, DWP benefits and private pensions. We also offer Right-to-Buy and shared ownership, so where mortgages are concerned we've got it covered. 

 

Secured loans

We've been ahead of the game for second charge mortgage innovation for over 40 years. Loans secured on a property can be a realistic solution for those looking to improvement their home or even get on top of their debt; it's just another way we can help. 

 

Get in touch

We’re here between 9am and 5:30pm Monday to Friday. If you contact us by 2pm we’ll do our best to get back to you the same day.

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Build: 1.3.7.20057