We’ll check your eligibility first and then ask a few questions about the loan, your income and that of any other applicants, and the property you’re interested in.
We’ll use a soft credit check, but don’t worry this won’t leave a record on your credit file, and we don’t share it with anyone.
Rates from 0.49% per month
✓ Loan to value up to 75% (up to 100% with additional security).
✓ Fast auction finance with a flexible lending approach based on individual circumstances & property.
✓ Auction finance from £26,000 to £5 million (more by referral). No exit fee options available.
✓ Flexible terms, available on a 1st or 2nd charge basis.
✓ HMO, multi-lets & council accommodation considered. Cross charging possible.
✓ Free valuations and no lenders’ legal fees on most residential purchases.
✓ Funding approved before you go to auction.
What you’ll get from us…
If we can pre-approve your loan, you’ll know straightaway, putting you in the best possible position to bid at auction. You will receive a full breakdown of the loan details, including all rates and fees.
It’s important to remember…
► this is a pre-approval based on the information you’ve provided and will be valid for two months
► our final decision to lend will only be made when you’ve submitted a full application and we’ve completed some final checks
► we can only pre-approve a loan for residential purchases. If you’re looking to buy another type of property, simply complete a full application or get in touch