Investor Relations.
Together, which aims to be the UK's finance partner of choice, has been opening doors to give people the opportunity to turn their ambitions into reality for over 50 years.
About us
Together has been giving people a fair chance to bring their property ambitions to life for over 50 years.
We provide a wide range of flexible lending products including residential and buy-to-let mortgages, bridging loans, commercial mortgages and development funding to give our customers the opportunity to turn their ambitions into reality.
By using our expertise and common sense, we build trusted relationships and open doors to help individuals, SMEs, businesses and property investors to thrive.
FY 2024 - 25
£3.2bn
Originations
(FY '24: £3.0bn)
£7.9bn
Loan Book
(FY '24: £7.4bn)
55.8%
Loan Book LTV
(FY '24: 55.7%)
5.5%
Net Interest Margin
(FY '24: 5.4%)
£216.1m
Underlying PBT
(FY '24: £200.9m)
£3.4bn
Cash Receipts
(FY '24: £2.7bn)
Annual Report 2025
Investor News
Sustainability hub
Our Research
Corporate Governance
Our Purpose in Action
Current Credit Ratings
Together Financial Services Limited
S&P BB / Stable
Fitch BB / Stable
Together Senior Secured Notes
S&P BB / Stable
Fitch BB / Stable
Midco | Senior PIK Toggle Notes
S&P BB- / Stable
Fitch B+ / RR6
Financial Calendar
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