Investor Relations.

One of the UK's leading non-bank relationship lenders, Together has been making finance work to help our customers realise their ambitions for nearly 50 years.
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About us

Experts in property lending, we offer common sense solutions with speed and certainty to help individuals, families, later life customers, entrepreneurs, SMEs, businesses, landlords and developers to solve problems and realise opportunities.

Latest Results: FY 2023


(2022: £2.7bn)


Loan Book
(2022: £5.2b)


Loan Book LTV
(2022: 51.5%)


Underlying PBT
(2022: £162.7m)


Facility Headroom
(2022: £1.4bn)


Percentage 5* reviews
(2022: 78%)

Ave. of Q1, Q2, Q3 & Q4 for each year

Annual Report 2023
Investor News
Contact us
Group Leadership
Our Purpose in Action
Sustainability at Together




Current Credit Ratings

Together Financial Services Limited

S&P BB / Stable

Fitch BB- / Stable

Together Senior Secured Notes

S&P BB / Stable

Fitch [BB- / Stable]

Midco | Senior PIK Toggle Notes

S&P BB- / Stable

Fitch B / RR6

Financial Calendar
Contact Investor Relations