Investor Relations.
One of the UK's leading non-bank relationship lenders, Together has been making finance work to help our customers realise their ambitions for 50 years.
About us
Experts in property lending, we offer common sense solutions with speed and certainty to help individuals, families, later life customers, entrepreneurs, SMEs, businesses, landlords and developers to solve problems and realise opportunities.
Latest Results: Q3 2023 - 24
£262.5m
Average Monthly Lending
(Q3 '23: £211.7m)
£7bn
Loan Book
(Q3 '23: £6.2bn)
55.2%
Loan Book LTV
(Q3 '23: 54.6%)
£51.8m
Underlying PBT
(Q3 '23: £41.3m)
£1.5bn
Facility Headroom
(Q3 '23: 1.3bn)
5.5%
Net Income Margin
(Q3 '23: 5.0%)
Annual Report 2023
Investor News
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Group Leadership
Our Purpose in Action
Sustainability at Together
Current Credit Ratings
Together Financial Services Limited
S&P BB / Stable
Fitch BB / Stable
Together Senior Secured Notes
S&P BB / Stable
Fitch BB / Stable
Midco | Senior PIK Toggle Notes
S&P BB- / Stable
Fitch B+ / RR6