Investor Relations.

One of the UK's leading non-bank relationship lenders, Together has been making finance work to help our customers realise their ambitions for 50 years.
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About us

Experts in property lending, we offer common sense solutions with speed and certainty to help individuals, families, later life customers, entrepreneurs, SMEs, businesses, landlords and developers to solve problems and realise opportunities.


Latest Results: Q3 2023 - 24


£262.5m

Average Monthly Lending
(Q3 '23: £211.7m)

£7bn

Loan Book
(Q3 '23: £6.2bn)

55.2%

Loan Book LTV
(Q3 '23: 54.6%)


£51.8m

Underlying PBT
(Q3 '23: £41.3m)

£1.5bn

Facility Headroom
(Q3 '23: 1.3bn)

5.5%

Net Income Margin
(Q3 '23: 5.0%)
Annual Report 2023
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Our Purpose in Action
Sustainability at Together

 

 

 

Current Credit Ratings


Together Financial Services Limited

S&P BB / Stable

Fitch BB / Stable


Together Senior Secured Notes

S&P BB / Stable

Fitch BB / Stable


Midco | Senior PIK Toggle Notes

S&P BB- / Stable

Fitch B+ / RR6


Financial Calendar
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