Boards.

Formal desk chairs in a line along a desk - m l

Group Board

Gerald Grimes - Group CEO Designate

Gerald joined Together in April 2020 as Group CEO designate, and was appointed to the Board in May 2020.

Gerald has over 30 years of financial services experience having held senior executive and consultancy roles in a number of organisations including Barclays, GE Capital, The Funding Corporation, Hitachi Credit and most recently PCF Bank. In addition, he has served as a board director of the Financial Leasing Association (previously Chairman), as a member of the Bank of England Advisory Board, and held an advisory role with the FCA Small Business Practitioner Board.

Gerald Grimes is stepping down from his role as CEO Designate of Together in spring 2024 to pursue other personal ambitions.

Henry Moser - Chief Executive Officer

Henry founded Together in 1974 and, has overseen the success of the company for 50 years.

He has taken the lead in the recruitment of an experienced executive team to support him with the operational management of the business.

As Together’s founder, he has helped foster the people-first approach, which defines the ethos of the business.

Marc Goldberg - Commercial Finance CEO

Marc has been with the company for more than 30 years and was appointed to the Board in 2001.

As Chief Executive Officer of the Commercial Finance division since March 2016, Marc oversees all aspects of the division’s business model and lending activity and is renowned for his commercial acumen and his commitment to the industry.

Gary Beckett - Group Managing Director and Chief Treasury Officer

Gary joined Together in 1994 and was appointed to the Board in 2000; he was appointed Group Chief Financial Officer in 2001.

Gary, a chartered accountant, assumed the role of Managing Director and Chief Treasury Officer in 2018 to assist the Chief Executive Officer in helping to drive the strategy for the business and promote effective collaboration across the Group, whilst continuing to play a leading role in the Treasury function.

Gary has 30 years’ experience managing finance and treasury functions and, prior to joining Together, he worked at a national accountancy practice.

Pete Ball - Personal Finance CEO

Pete joined Together in 2016 as the Chief Executive Officer of the Personal Finance division. Pete has over 25 years’ experience working within the financial services sector, having previously served as CEO of Harrods Bank and as Commercial Director of Virgin Money.

As Chief Executive Officer of the Personal Finance division, Pete oversees the Group’s regulated lending activity and is accountable for the application of the Senior Managers & Certification Regime (SM&CR) for the Group’s regulated entities.

Pete Ball is stepping down from his role as CEO of the Group’s Personal Finance division in spring 2024 to pursue other career opportunities.

Mike McTighe - Non-Executive Director and Chair

Mike was appointed Chair in 2010. Mike brings significant experience to the Board having held a number of senior executive positions at globally recognised companies such as General Electric, Motorola and Philips.

For more than 20 years Mike has been a non-executive director, and in many cases chairman, of over 20 public and private companies around the world. Additionally, he was on the board of the UK Communications Sector Regulator, Ofcom, for eight years and was awarded the Grant Thornton UK Chairman of the Year award in 2010. Mike is currently the non-executive Chairman of IG Group Holdings plc and Openreach Ltd, the heavily regulated, structurally separate arm of BT Group plc to which he was appointed as inaugural Chairman in January 2017.

Mike is also the Chair of the Remuneration and Nomination committee and a member of the Audit and Risk committees.

Joseph Shaoul - Non-Executive Director

Joe has been a non-executive director on the Board since 1997. Besides bringing continuity to the Board’s membership, he also brings significant experience having held a number of directorships and consultancy positions. These roles have included Chairman of Atlantic House Fund Management, acting as a consultant to CB Richards Ellis and for Svenska Handelsbanken, and as a partner at a large Manchester based law firm for many years. Joe was also a non-executive director of Bridge Insurance Brokers Limited and UK Land & Property Limited.

Joe is a member of all the Group Board committees.

Wayne Bowser - Non-Executive Director and Chair of Audit and Risk Committees

Wayne joined Together in 2015 as a non-executive director and Chair of the Audit and Risk committees.

Wayne has over 20 years of executive management experience, including Deputy Head of commercial banking at HSBC and has held non-executive directorships at various leading firms in sectors including house building, motor dealership and private equity investments.

Wayne is also a member of the Remuneration and Nomination committee.

Sarah Batt - Company Secretary

Sarah is the Company Secretary at Together, having joined the company over 15 years ago on our Graduate Scheme.

Personal Finance Board

Sarah Batt - Company Secretary

Sarah is the Company Secretary at Together, having joined the company over 15 years ago on our Graduate Scheme.

Pete Ball - Personal Finance CEO

Pete joined Together in 2016 as the Chief Executive Officer of the Personal Finance division. Pete has over 25 years’ experience working within the financial services sector, having previously served as CEO of Harrods Bank and as Commercial Director of Virgin Money.

As Chief Executive Officer of the Personal Finance division, Pete oversees the Group’s regulated lending activity and is accountable for the application of the Senior Managers & Certification Regime (SM&CR) for the Group’s regulated entities.

Gary Beckett - Group Managing Director and Chief Treasury Officer

Gary joined Together in 1994 and was appointed to the Board in 2000; he was appointed Group Chief Financial Officer in 2001.

Gary, a chartered accountant, assumed the role of Managing Director and Chief Treasury Officer in 2018 to assist the Chief Executive Officer in helping to drive the strategy for the business and promote effective collaboration across the Group, whilst continuing to play a leading role in the Treasury function.

Gary has 30 years’ experience managing finance and treasury functions and, prior to joining Together, he worked at a national accountancy practice.

Richard J. Gregory OBE - Non-Executive Chairman

Richard was appointed in January 2019 as independent non-executive director and Chair of the Personal Finance Board. He has significant banking experience having worked for the Clydesdale and Yorkshire Banking Group PLC (“CYBG”) for nearly 20 years.

In November 2020, he was appointed non-executive director and Group Chair of Places for People Group Limited, a large scale property management, investment, development and regeneration company. In 2017, he retired as Senior Independent Director of CYBG, a role in which he helped oversee the operational separation from National Australia Bank, and as Chair of the Risk Committee.

Richard previously served on the Board of National Australia Group Europe Ltd and on the Board’s Audit and Risk committees.

Paul Wilson - Finance Director

Paul joined Together Financial Services in January 2018 as the Finance Director for the Personal Finance division.

Paul was appointed to the Board of Directors for TPFL, BFL and Spot Finance in March 2018. He joined from Leek United Building Society, where he was a member of the Board of Directors and had held the role of Finance Director since July 2014.

Previously, Paul held various senior roles at the Co-operative Bank including Director of Group Finance. Paul is a Qualified Chartered Accountant.

Jon Hogan – Non-Executive Director

Jon was appointed as an Independent Non-Executive Director in January 2023 and brings over 20 years' banking and finance experience to Together Personal Finance.

He was a founder and non-executive director at the fintech SME lending bank, Bank North, and was formerly a non-executive director at challenger bank, Zopa, and fintech bank, Atom Bank. He was a non-executive director of ING Australia and Family Fund Trading.

Earlier in his career, Jon was CFO of the Australia Division of ANZ Bank, Deputy CEO, COO and CFO of First Direct. Jon is a qualified chartered accountant and has an MBA from Henley Business School

John E. Hooper - Non-Executive Director

John was appointed in January 2020 as an independent non-executive director on the Personal Finance Board. John is currently Chair of the Cumberland Building Society.

He has over 20 years’ experience in financial services having previously been appointed as a Senior Advisor to Deloitte’s Financial Services Practice, Chief Operating Officer of Clydesdale Bank plc and a Member of the Boards of National Australia Group Europe Limited and Clydesdale Bank plc.

John also held a number of senior executive roles at National Australia Bank including being a member of the Group Executive Committee and CEO of nabCapital, NAB’s global wholesale banking business, which included the group’s specialist lending activities. He is also Chair of the Risk Committee for the Together Personal Finance division.