Group Board.

Henry founded Together in 1974 and, with his extensive property and lending expertise, has overseen the significant growth and success of the Company for 50 years. Henry has taken the lead in the recruitment of an experienced high-performing executive team to support him in the operational management of the business. His role involves particular emphasis on the strategic direction of the Group, setting its vision, values and commercial aims, providing a strong foundation for future growth. As Together’s founder, he has helped foster the people-first approach, which defines the ethos of the business.

• Entrepreneurial leadership of the Group since incorporation.
• Extensive experience of specialist lending and the property market, built up over almost 50 years in the sector.
• Keen focus on the recruitment and retention of executive leadership talent for the Group, whilst developing a pipeline of talent for the future including through our apprentice and graduate programmes.
• Strong interest in community and charitable giving programmes across the Group, dedicating both colleague and financial resource to supporting charity partners.

Chair of the Remuneration & Nomination Committee, the Disclosure Committee, and the Dividend Committee, and member of the Risk Committee, the Audit Committee, and the Transformation Steering Committee.

Mike was appointed Chair in 2010. He brings significant experience to the Board having held a number of senior executive positions at globally recognised companies such as General Electric, Motorola and Philips. He was on the board of the UK Communications Sector

Regulator, Ofcom, for eight years and was awarded the Grant Thornton UK Chair of the Year award in 2010. Mike is currently the non-executive Chair of IG Group Holdings plc and Openreach Ltd, the regulated and structurally separate arm of BT Group plc, to which he was appointed as inaugural Chair in January 2017. In July 2023, Mike was appointed Chair of Press Acquisitions Ltd and May Corporation Ltd, the parent companies of the Telegraph Media Group and the Spectator respectively, in order to oversee their sale. In March 2024, Mike was appointed Chair of the Telegraph Media Group to provide senior representation and leadership through the completion of the Department for Digital, Culture, Media & Sport initiated merger control review.

Skills, experience & contribution:

• Significant boardroom experience including chair appointments at over 20 public and private companies around the world.
• Successful long-term leadership of the Group through challenging periods of economic uncertainty.
• Detailed knowledge of investor and stakeholder expectations through an extensive network both within the sector and in other fields of expertise.
• Strong focus on ethical leadership and establishing a corporate governance framework which supports the growth of the business through sound decision making.
• Provides a breadth of insight on corporate culture and human resource challenges.

Chair of the Audit and Risk Committees. Member of the Remuneration and Nomination Committee, and Dividend Committee.

Wayne joined Together in 2015 and was appointed to the Board in 2016 as a non-executive director and Chair of the Audit and Risk Committees. Wayne has over 20 years of executive management experience, including Deputy Head of Commercial Banking at HSBC, and has held non-executive directorships at various leading firms in sectors including house building, motor dealership and private equity investments.

Skills, experience & contribution:

• Extensive experience in, and understanding of, financial services.
• Strong background in client relationship management within the banking sector.
• Many years working in senior positions within a regulated environment.
• Previous member of Together’s Personal Finance Board providing leadership for the Group’s regulated lending business.
• Group Whistleblowing Champion - with several years’ experience of addressing colleague concerns in line with the Group’s Whistleblowing Policy.

Member of the Risk Committee, the Audit Committee, the Remuneration and Nomination Committee, and the Dividend Committee.

Joe has been a non-executive director on the Board since 1997.Besides bringing continuity to the Board’s membership, he also brings significant experience having held a number of directorships and consultancy positions. These roles have included Chair of Atlantic House Fund Management, acting as a consultant to CB Richards Ellis and for Svenska Handelsbanken, and as a partner at a large Manchester-based law firm for many years. Joe was also a non-executive director of Bridge Insurance Brokers Limited and UK Land & Property Limited.

Skills, experience & contribution:

• Continuity of leadership for the Group across three decades.
• Strong understanding of the economic environment in which the group operates and of lessons learnt from previous economic challenges.
• Strong focus on stakeholder relationship management.
• Outstanding commercial acumen.

Richard joined Together in December 2024 as Group Chief Executive Officer with three decades of experience in the financial services industry. He leads the Executive team to deliver the Together’s business strategy and commercial priorities as he guides the future direction of the Group.

Richard joined the business with a raft of leadership and executive committee experience from a career that spanning work with six major UK banks including the former position of Managing Director at Paragon Banking Group. Richard’s retail banking career has seen him specialise in Mortgage sector serving as Chairman of UK Finance which represents 300 firms in the financial services industry.

In 2023, Richard was awarded Freedom of the City of London following his work to promote socio-economic diversity and inclusion in the financial services sector. He has held positions as an Advisory Board Member to the City of London Corporation for Socio-Economic Taskforce and Non-Executive Director of Progress Together, a non-profit membership body seeking parity for employees regardless of socio-economic background.

Skills, experience & contribution:

• Leadership and executive committee roles from host of roles UK banks
• Expert knowledge and experience of the UK mortgage market as well as specialist lending sector
• Skilled in creating conditions to build high performing teams, nurturing talent and building a culture where people can reach their full potential
• Strong breadth of knowledge across business operations
• Passionate advocate for increased social mobility and diversity within the finance industry as well as addressing the societal issues that influence home ownership
• Member of the Group Executive Committee and Group Executive Risk Committee

Marc has been with the Company for more than 35 years. He joined as an Office Junior in 1989, and has worked in various roles within the business including Underwriting and Product Development Manager, Group Sales Director, Group Commercial Director, and Commercial Finance Chief Executive Officer. Marc was appointed to the Board in 2001 taking responsibility for building Together’s brand across the industry. Since becoming a member of the Group ExCo, Marc has continued to lead and shape the business. In 2023, Marc assumed the role of Chief Executive Officer of Sales and Distribution, overseeing the sales activity across the Group. Marc is a passionate customer champion, helping Together meet its ambitions whilst delivering the right outcomes for customers, business partners and colleagues. Marc is the Executive Sponsor of Together’s charitable outreach programme, ‘Let’s Get Sharing’, overseeing the Group’s financial and voluntary support for local and national causes. He is renowned for his commercial acumen and his commitment to the industry.

Skills, experience & contribution:

• Extensive experience in the commercial mortgage lending market.
• Valued member of the Group’s senior leadership since 1997.
• Unrivalled customer and partner relationships built up over many years.
• Keen focus on wellbeing and making decisions which support our colleagues.
• Member of the Group Executive Committee.

Gary joined Together in 1994 and was appointed to the Board in 2000; he was appointed Group Chief Financial Officer from 2001 to 2018. Gary, a chartered accountant, assumed the role of Managing Director and Chief Treasury Officer in 2018 to assist the Chief Executive Officer in helping to drive the strategy for the business and promote effective collaboration across the Group, whilst continuing to play a leading role in Treasury activity. Gary has 30 years’ experience managing finance and treasury functions and, prior to joining Together, he worked at a national accountancy practice. Following the departure of Gerald Grimes in March 2024, Gary took over the day-to-day responsibilities of the CEO Designate role on an interim basis, leading the executive team, chairing the Executive Committee, and determining any day-to-day decisions needed within the Group. Gary is leading the search for a new permanent CEO alongside Henry and the Remuneration & Nomination Committee.

Skills, experience & contribution:

• In-depth experience in asset and liability management, raising finance through debt capital markets, and developing and executing a funding strategy to support the growth of the business.
• Detailed understanding of the specialist lending sector and of the Group, its markets, its operations and its colleagues.
• Appointed director of all the Group’s subsidiary entities, and Independent Non-Executive Director of the Group’s regulated division, Together Personal Finance.
• A breadth of knowledge of the Group’s operations, having served multiple roles within the business including Chief Financial Officer, Chief Operations Officer, and Head of Human Resources.
• Member of the Group Executive Committee, Group Executive Risk Committee, Group Asset and Liability Committee

Chris joined Together Financial Services in 2017, as Head of Financial Reporting before being promoted to Group Financial Controller, then Interim Finance Director in 2020 and Group Finance Director in 2021. He joined Together from Co-op Bank, where he gained further experience in financial risk management. Earlier in his career, Chris qualified as a chartered accountant at Deloitte, where he focused as a specialist in financial services, working across audit and assurance, M&A and securitisation teams in both the UK and Australia.

Skills, experience & contribution:

• Experienced and motivated finance professional with a track-record of building and leading effective teams across a range of financial services
• Delivery focussed and skilled in managing stakeholders at all levels
• Regular attendee at Group Board Risk and Audit Committees
• Member of the Group Executive Committee and the Group Executive Risk Committee
• Co-Chair of the Group Asset and Liability Committee

Sarah joined Together in 2007 on the Graduate Management Scheme and progressed throughout the Group taking leadership positions in Customer Servicing, Project Management and Business Change. Following successful leadership of key regulatory change programmes, Sarah moved into a governance role in 2016, and was appointed as Group Company Secretary in May 2018. Sarah is a member of the Group’s DEI and Sustainability Committees and is a qualified Chartered Secretary.

Skills, experience & contribution:

• Successful implementation of robust corporate governance framework, identifying and delivering continuous improvements to corporate decision-making
• Strong background in delivering complex projects, with a proven record for excellent stakeholder management and facilitation skills
• Breadth of knowledge across the Group, with senior management level experience in operations, business change and regulatory project management
• Keen focus on colleague well-being, promoting the benefits of diversity in decision-making and increasing inclusion through governance