Heter Iska mortgages.
A lender you can rely on
Orthodox Jewish customers following halachic principles may require a Heter Iska to access the funds they need, to ensure kosher lending from a Jewish-owned lender.
Our compliant Heter Iska mortgages and loans are approved by the Union of Orthodox Hebrew Congregations.
Support your clients with a Heter Iska mortgage
Our Unregulated and Regulated finance products
Bridging finance
Buy to Let
Semi-commercial Mortgages
Commercial Term Loan
Regulated finance
Common questions about Heter Iska mortgages and loans
What is a Heter Iska mortgage?
It enables kosher lending between a Jewish borrower and a Jewish-owned lender, while preserving the practical realities of modern finance.
The Torah prohibits lending money with interest to a fellow Jew. A Heter Iska (‘permitted venture’) restructures the loan into a legal partnership or joint investment contract so that it’s permissible under Jewish law.
My Jewish client needs a Heter Iska mortgage - what are the loan requirements I need to know?
Your client will just need to make it known that they require a Heter Iska before the application is submitted to Together, and this will be applied as part of their mortgage or loan contract.
If you’d like to discuss your client’s circumstances, contact the team.
What Heter Iska mortgages and loans do Together offer?
A Heter Iska can be applied across our full suite of commercial and personal finance products.
Together offers unregulated Heter Iska products across Bridging, Buy-to-Let, Commercial Term, and Semi-Commercial lending.
In addition, Together can apply a Heter Iska for regulated personal finance products, including First and Second‑charge mortgages and loans.
Can I get a Heter Iska mortgage in the UK?
Together offer Heter Iska mortgages secured on properties in England, Scotland and Wales.
In addition, if you’re a foreign national or a British expat living abroad, we can also help you buy UK property with confidence via a range of Heter Iska mortgages or loans for non-UK residents.
