Recent updates.

Discover the latest product announcements from Together

Latest product updates from Together

Updates to our Personal Finance pipeline

Following our recent email where we advised that we'd temporarily paused lending on all of our fixed-rate products amid market uncertainty, we can now update you on the revised pipeline information for Personal Finance products, as below.

Pre-offer

We’ll honour all pre-offer pipeline on applications received on or before 27th September 2022, subject to all outstanding documents being provided by 7th October 2022 and the case being offered by 14th October 2022.

These cases must be funded by 14th November 2022.

Post-offer

We’ll honour all pipeline cases where the customer is happy to proceed.

Variable products

We continue to offer a range of variable rate personal finance products, which have been updated.

View the product cards


We will continue to assess the external economic environment and keep you informed of any further changes.

Important changes to our products

Amid current market uncertainty, from today, we’ve temporarily paused lending on all of our fixed-rate products, as we fully assess the impact of the market instability.

The temporary pause will not affect any of Together’s variable rate products, which remain available to our adviser partners and customers. Updated product cards are below.

As we review our product range and assess the environment, we’ll continue to communicate with you on a regular basis, keeping you updated with the latest information.

Commercial Finance products

For purchase and refinance cases due to complete this week (by Friday 30th September) we’ll aim to honour these and will update you as soon as possible on these cases.

We will not be progressing any other fixed rate products currently in pipeline, while we pause to review our product range.

We continue to offer a range of variable rate commercial finance products, which have been updated.

Commercial finance product guide


Key pipeline dates for Commercial Finance variable rate products

Submitted before Funded by
28th September 2022 26th October 2022


Personal Finance products

Pre-offer pipeline
We will pause working on these cases whilst we review our product range. We will keep you updated on your cases as soon as possible.

We continue to offer a range of variable rate personal finance products, which have been updated.

Personal finance product guide


Key pipeline dates for Personal variable product changes

Quoted before Submitted before Offered by
28th September 2022 12th October 2022 9th November 2022


Our team are here to help.

We are committed to keeping you updated on your cases and our products during this time and will continue to share our latest information with you as soon as we can.

In the meantime, if you have cases to discuss or require any further information, please contact your specialist account manager or the broker support team on 0161 933 7101

Instructing surveyors for commercial applications

We’ve now appointed VAS as our surveyor panel manager for all commercial finance applications. VAS work with a highly experienced panel of 3rd Party Valuation firms, with full UK coverage. This ensures your loan security valuations and monitoring surveys are carried out by the most relevant company based on location, transaction type and value.

VAS’ extensive and varied panel of nationwide firms is the most comprehensive database of its kind, with over 190 valuation firms covering in excess of 250 regional offices - many of whom are able to leverage off multi-disciplinary departments, which means they can provide the most up-to-date and accurate advice to you.

VAS understands the end-to-end lending process and the risks associated with providing secured loans. Our partnership ensures an efficient delivery of quality-controlled valuations and ultimately assists in reducing the time to cash for your clients.

Whilst technology plays a key role within all of VAS’ processes, experienced people remain at the heart of what they do. Technology drives the efficiencies, but not at the expense of human interaction and decision making. VAS exists to create a seamless and efficient journey for a lender, intermediary and the customer.

We’ve created a number of handy guides to help with the changes.


VAS Scale of Fees

VAS Dashboard

VAS Panel Management - Guide

My Broker Venue updates

We've made a couple of changes on My Broker Venue.

1. We're renaming the ‘Customer Account Details’ tab to ‘Funding Account Details’ and renaming the Direct Debit tab to ‘Direct Debit details’. This is to make it clearer which tab is for DD account information and which tab is for disbursement account information.

2. For personal finance applications we've removed the ‘letter from employer to confirm that the applicant is not at risk of redundancy' from the checklist.