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Network and club members.

When you need a partner to make the complex simple, our door is open.

Call and get in touch
0161 468 3993

We're open Mon-Fri 9am-5:30pm

or

When you need a partner to make the complex simple, our door is open.

Call and get in touch
0161 468 3993

We're open Mon-Fri 9am-5:30pm

or

When you need a partner to make the complex simple, our door is open.

Call and get in touch
0161 468 3993

We're open Mon-Fri 9am-5:30pm

or

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Ready to contact our team? Give us a call on 0161 468 3993 or
Get in touch

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We’re committed to offering you choice.

In 2024, we’ll be introducing more ways for network and club brokers to submit business.

We’ll soon be launching a new, easy-to-use portal exclusively for network and club brokers so you can submit business for First Charge and Buy to Let cases directly.

You can also submit business through our trusted packaging partners . They can speed up the application process and package your case for you.

Looking for your network or club’s preferred packaging partners?


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Build your clients’ success with our common sense lending

At Together, we want to help your customers achieve their property ambitions.

For 50 years we’ve helped homebuyers, landlords, property investors and businesses with our common sense approach to lending.

From navigating complex income streams to lending on non-standard or property or complicated purchases, we always look beyond mainstream criteria to help you find solutions for the individuals behind every case.

As established property finance experts, brokers choose us for pragmatic solutions and flexible criteria.


Meet our dedicated team

Our experienced team are at hand to help you build your expertise in specialist lending so that you can grow your business.

Nick and Andrew are currently conducting a Test & Learn programme with selected firms to get our portal ready for launch. If you’d like to get involved, contact them directly.

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Nick Parker
Head of Networks & Clubs

Nick’s passion for the specialist lending industry lies in being able to help customers who are overlooked.

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Andrew Douglas
Networks & Clubs Relationship Manager

Andrew has the knowledge and expertise from working across a variety of mortgage lenders.

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A wider range of products for ambitions big and small.

From first charge mortgages to more specialist products such as bridging loans, we offer flexibility, common sense lending decisions made at speed to suit varying customer needs and opportunities.

Residential, Buy to Let and Consumer Buy to Let mortgages will be available to brokers belonging to the above networks and clubs directly via the portal.

One common sense approach

Whenever you have a case that involves complex transactions, property, income or credit, we’re here to listen to you and do our best to find a solution. We’ll consider each of these individually, but we’re also happy to help when more than one - or even all - of these non-standard scenarios exist.

What's the best solution for complex transactions?

We’ll consider different types of properties including residential, semi-commercial, commercial properties and land (with or without planning permission or agricultural restrictions). These could include shared ownership, Right to Buy, unencumbered properties, HMOs and properties bought at auction.

What's the best solution for different types of properties?

We can help secure finance on many types of residential and commercial property, regardless of structure, usage, or valuation. This includes non-standard materials such as a concrete or timber frame, ex-council houses and flats above the fifth floor. We’ll also consider properties which are in poor general condition on valuation and self-build with a relevant building guarantee.

What's the best solution for complex income?

We’re pleased to assess many types of employment and income on their individual merits. This includes employed, self-employed, bonus and overtime, DWP benefits, private pensions, sole traders, zero-hours contracts, partnerships and limited companies. There is no minimum income requirement and we’ll also consider up to 100% of additional income.

What's the best solution for imperfect credit?

We’re able to consider clients with a less than perfect credit rating who may have had difficulties in the past, including CCJs. The only exceptions to this are cases where bankruptcy, IVA and debt management plans are involved.


Exit Process

Find your network or club's preferred packaging partners

Our trusted packaging partners are here to help you and your clients. Select your network or club from the dropdown menu to find out which packagers are best placed to support you.

Get in touch

We’re here between 9am and 5:30pm Monday to Friday. If you contact us by 2pm we’ll do our best to get back to you the same day.


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