Network and club members.

We’ll consider different types of properties including residential, semi-commercial, commercial properties and land (with or without planning permission or agricultural restrictions). These could include shared ownership, Right to Buy, unencumbered properties, HMOs and properties bought at auction.

We can help secure finance on many types of residential and commercial property, regardless of structure, usage, or valuation. This includes non-standard materials such as a concrete or timber frame, ex-council houses and flats above the fifth floor. We’ll also consider properties which are in poor general condition on valuation and self-build with a relevant building guarantee.

We’re pleased to assess many types of employment and income on their individual merits. This includes employed, self-employed, bonus and overtime, DWP benefits, private pensions, sole traders, zero-hours contracts, partnerships and limited companies. There is no minimum income requirement and we’ll also consider up to 100% of additional income.

We’re able to consider clients with a less than perfect credit rating who may have had difficulties in the past, including CCJs. The only exceptions to this are cases where bankruptcy, IVA and debt management plans are involved.