Intermediaries

Your resource hub.

Keep up-to-date with the latest how to guides, information on how to work with Together and so much more.

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Packaging for us: commercial lending

Acceptable leases and tenancy agreements

Background Buy to Let

Guide to applications from overseas investors

Guide to care sector applications

Guide to completing an Accountants certificate

Guide to ensuring your Unregulated Bridging exit makes sense

Guide to getting started on My Broker Venue

Guide to our Product Transfer Process

Guide to Property Type criteria definitions

Independent Legal Advise (ILA) – Why and when it’s needed?

Internal Legal Process – How to fund cases quickly

My Broker Venue – Application Referral Guide

Packaging Criteria Guide - Commercial Finance

Process map all properties over 500k - purchase refinance capital raise lease extensions

Process map all properties under 500k - purchase refinance capital raise lease extensions

Process map all properties under 500k - purchase refinance capital raise Ltd cos

Process map all properties under 500k - purchases in personal name and Ltd cos

Refurbishment Bridging guide

Submission Checklist – Holiday Let

Submission Checklist – Homeowner Business Loan

Submission Checklist – Unregulated Bridging

Submission Checklist – Unregulated Buy to Let

Submission Checklist – Unregulated Commercial Term

Submitting an A* Legal Charge document

Top tips - get your unregulated cases funded more easily

Unregulated - Income index

Unregulated - Property type index

Calculators

Commercial Finance calculator

Do you want to quickly understand if your commercial finance case will meet our affordability criteria?

Our calculator allows you to check affordability using Total Secured Debt to Income (TDSI) or Interest Cover Ratio (ICR), and can be used to calculate Serviced Bridge, Commercial Term, Buy to Let (self-funding) and Holiday Let cases.

Consumer Buy to Let calculator

Do you want to quickly understand if your Consumer Buy to Let case will pass our affordability assessment?

Our calculator allows you to check Consumer Buy to Let first and second charge affordability.

Packaging for us: personal lending

Background Buy to Let

Guide to completing an Accountants certificate

Guide to getting started on My Broker Venue

Guide to Property Type criteria definitions

Guide to our Product Transfer Process

Independent Legal Advise (ILA) – Why and when it’s needed?

Internal Legal Process – How to fund cases quickly

Mortgage Illustration - Personal Finance

My Broker Venue - Affordability Assessment

My Broker Venue – Application Referral Guide

Packaging Criteria Guide - Personal Finance

Packaging Requirements – Personal Finance

Regulated Bridging guide

Top tips - get your regulated cases funded more easily

Residential Income Index

Submission checklist - Consumer Buy to Let

Submission checklist - First charge - purchase and transfer of equity only

Submission checklist - First charge - Remortgage and unencumbered

Submission checklist - Regulated Bridging

Submission checklist - Second charge

Personal Finance Property Type Index

Process map for all Residential products

Process map for all term Residential products

Process map for Regulated Bridging applications

Additionally, click here for more on Lending Criteria - personal finance

Revive your clients' property ambitions with our latest residential mortgage insights.

Steered by insights from our consumer research and property industry expert commentary, we discuss if we’re really on the road to a residential revival and what this means for driving home ownership ambitions forward.

Read the report

Blogs

Help and advice

Chalk Talk

Hear from the experts at Together. Here you can find hints and tips, information on criteria and packaging points.

Packaging with us

Find out more information about working with us.

Our products

Products as individual as your clients. View our product cards to find out more.