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Unregulated products Bridging Finance - Residential Bridging Finance - Commercial Commercial Term Loans Semi-Commercial Mortgages Buy to Let Homeowner Business Loan
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Criteria and calculators
Criteria and calculators
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Intermediaries

Your resource hub.

Keep up-to-date with the latest how to guides, information on how to work with Together and so much more.
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For professional intermediary use only.

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Packaging for us: commercial lending

Background Buy to Let
23.35MB
pdf
Guide to applications from overseas investors
3.97MB
pdf
Guide to care sector applications
12.8MB
pdf
Guide to completing an Accountants certificate
8.46MB
pdf
Guide to ensuring your Unregulated Bridging exit makes sense
5.89MB
pdf
Guide to getting started on My Broker Venue
5.59MB
pdf
Guide to our Product Transfer Process
28.63MB
pdf
Guide to Property Type criteria definitions
3.12MB
pdf
Independent Legal Advise (ILA) – Why and when it’s needed?
4.08MB
pdf
Internal Legal Process – How to fund cases quickly
4.04MB
pdf
My Broker Venue – Application Referral Guide
3.56MB
pdf
Packaging Criteria Guide - Commercial Finance
1.08MB
pdf
Submission Checklist – Holiday Let
880.2KB
pdf
Submission Checklist – Homeowner Business Loan
776.58KB
pdf
Submission Checklist – Unregulated Bridging
887.01KB
pdf
Submission Checklist – Unregulated Buy to Let
834.23KB
pdf
Submission Checklist – Unregulated Commercial Term
887.8KB
pdf
Submitting an A* Legal Charge document
5.77MB
pdf
Top tips - get your unregulated cases funded more easily
27.97MB
pdf
Refurbishment Bridging guide
5.78MB
pdf

Calculators

Commercial Finance calculator
Do you want to quickly understand if your commercial finance case will meet our affordability criteria?

Our calculator allows you to check affordability using Total Secured Debt to Income (TDSI) or Interest Cover Ratio (ICR), and can be used to calculate Serviced Bridge, Commercial Term, Buy to Let (self-funding) and Holiday Let cases.
Consumer Buy to Let calculator
Do you want to quickly understand if your Consumer Buy to Let case will pass our affordability assessment?

Our calculator allows you to check Consumer Buy to Let first and second charge affordability.

Packaging for us: personal lending

Background Buy to Let
23.35MB
pdf
Guide to completing an Accountants certificate
8.46MB
pdf
Guide to getting started on My Broker Venue
5.59MB
pdf
Guide to Property Type criteria definitions
3.12MB
pdf
Guide to our Product Transfer Process
28.63MB
pdf
Independent Legal Advise (ILA) – Why and when it’s needed?
4.08MB
pdf
Internal Legal Process – How to fund cases quickly
4.04MB
pdf
Mortgage Illustration - Personal Finance
4.35MB
pdf
My Broker Venue - Affordability Assessment
1.17MB
pdf
My Broker Venue – Application Referral Guide
3.56MB
pdf
Packaging Criteria Guide - Personal Finance
925.19KB
pdf
Packaging Requirements – Personal Finance
17.98MB
pdf
Regulated Bridging guide
18.22MB
pdf
Residential Income Index
6.22MB
pdf
Top tips - get your regulated cases funded more easily
27.25MB
pdf
Underwriting Guide - Personal Finance
1.57MB
pdf

Additionally, click here for more on Lending Criteria - personal finance


Residential-Report-20204-Promo-L

Revive your clients' property ambitions with our latest residential mortgage insights.

Steered by insights from our consumer research and property industry expert commentary, we discuss if we’re really on the road to a residential revival and what this means for driving home ownership ambitions forward.

Read the report

Blogs


Help and advice

Chalk Talk

Hear from the experts at Together. Here you can find hints and tips, information on criteria and packaging points.

Packaging with us

Find out more information about working with us.

Our products

Products as individual as your clients. View our product cards to find out more.
Exit Process

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