Intermediaries
Unregulated Homeowner Business Loan.
To support many customers and investment scenarios. Including:
- Individuals
- Limited companies
- Standard and non-standard properties.
Our SLAs
Underwriter requested documents
72 hours
New applications
48 hours
Solicitors completions
48 hours
We’ve extended Dual Representation to Scotland
Your clients can now benefit from a faster, more streamlined legal process, where one trusted solicitor from our expert panel acts for both them and Together.
Dual representation is now available throughout Great Britain on unregulated loans up to £500k, secured on residential property in England, Wales or Scotland.
Got a case that could benefit? Get in touch with our expert team to see how we can help.
Key product information
-
First and Second Charge
Our experts are on hand to help. -
Apply from day one
We don’t require your client to have owned their property for a minimum period before applying. -
Location
We lend in England, Wales and Scotland. -
Complex income
Your client's earnings might vary, but we take a common-sense approach.
-
9.80%
Rates from 9.80% -
75%
Borrow up to 75% of the property's value -
£30k - £2m
Loans from £30k - £2m
Ready to get in touch?
Submit business
Useful guides and information
Downloadable documents for packagers
| Document name | File download |
| Packaging Criteria Guide - Commercial Finance |  |
| Document name | File download |
| Submission Checklist - Homeowner Business Loan | |
| Document name | File download |
| Background Buy to Let | |
| Guide to applications from oversea investors | |
| Guide to completing an Accountants certificate | |
| Guide to getting started on My Broker Venue | |
| Guide to our Product Transfer Process | |
| Guide to Property Type criteria definitions | |
| Independent Legal Advise (ILA) - Why and when it's needed? | |
| Internal Legal Process - How to fund cases quickly | |
| My Broker Venue - Application Referral Guide | |
| Process map all properties over 500k – purchase refinance capital raise lease extensions | |
| Process map all properties under 500k – purchase refinance capital lease extensions | |
| Process map all properties under 500k – purchase refinance capital raise ltd cos | |
| Process map all properties under 500k – purchases in personal name and ltd cos | |
| Submitting an A* Legal Charge document | |
| Top tips - get your unregulated cases funded more easily | |
Looking for more? Explore our Resource Hub.
Related videos
Common questions about Unregulated Homeowner Business Loans
How long does it take to get a Homeowner Business Loan?
It takes roughly 4-5 weeks to get a Homeowner Business Loan. Like with all other finance applications, a number of factors could impact how long it takes for your client to get the funds they need.
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