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For businesses buying houses on the basis of promoting a cash or immediate purchase

Immediate house sales finance.

When purchasing at speed is key to your business model, we're by your side
  • Borrow up to 80% of the property purchase price
  • Residential securities accepted
  • Competitive rates, speed and service
  • Offer your customers an immediate sale of their property
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• Over 1,200 reviews

• Over 1,900 reviews

• Over 1,200 reviews

• Over 1,900 reviews

• Over 1,200 reviews

• Over 1,900 reviews


A long shot of brick houses next to each other.

Finance when you need it

If you’re looking to make a quick house purchase, Together could help to provide the finance you need – fast.

Our Immediate House Sales finance can be used by professional property buyers to rapidly purchase a wide range of standard-construction residential properties, including HMOs, multi-let units, and properties with defective titles.

We can also work directly with your solicitor, to save you time and reduce your costs.

So when you’ve found a new property opportunity and time is of the essence, talk to us.

Enquire today

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How does Together’s Immediate House Sales finance work?

Our Immediate House Sales finance is designed exclusively for companies that specialise in cash house buying, so you have the funds in place to complete your purchases quickly. And, with our common-sense approach to lending, we can help you acquire residential investment properties of all types.  

We’ll work quickly to provide the loan you need to meet your deadlines, and any fees can be rolled into what you’ve borrowed. 

You can repay the loan as a lump sum - either by arranging longer-term finance, or by selling the property on. And, until that happens, you’ll only make interest payments each month.

 

NAPB logo.

Partnered with The NAPB

We believe in being fair and transparent with our customers. We're working in partnership with the National Association of Property Buyers (NAPB), a not-for-profit organisation who drive up industry standards. The NAPB requires all members to sign up to The Property Ombudsman Code of Practice (COP). This ensures that member companies follow the highest possible standards and, in the unlikely event of anything going wrong, will financially compensate via the Ombudsman’s redress scheme.

As a member of the NAPB, companies must deliver a fair and transparent service, with impartial advice to help sellers decide whether the process is right for them. Membership is only open to professional quick house sales companies so sellers can be assured of who they are selling to.

If you’d like to become a member of The NAPB and to find out more, visit their website.


Common questions

Here are some common questions about our Immediate House Sales Finance. Don't see your question answered? Get in touch with us today and we'll be happy to help.

How does it work?

The Immediate House Sales loan lasts up to 12 months, and interest is charged monthly – so the sooner you pay it back, the less it’ll cost you.

You’ll need to repay the loan in a lump sum. But until you do, you’ll only make the interest payments each month.

Can you work to my deadline?

Absolutely! We’ll work quickly to provide the loan you need to meet your completion deadline, and any fees can be rolled into what you’ve borrowed.

On qualifying properties, we also use automated valuation technology to let your purchase proceed, depending on LTV, without the need for a site visit or additional cost – saving both time and money.

If it’s a straightforward purchase for under £500,000, we’re happy to share the same legal team too. To keep things fast and simple, of course.

How much could I borrow?

Depending on the property value, we could lend you up to 80% of the property’s purchase price, with the loan representing no more that 75% of the total value of the property. The exact amount you can borrow depends on your situation and value of the property (or properties) you’re using to secure the loan, so please contact us to discuss your individual situation.

What fees will I pay?

For this product, we charge an arrangement fee. Your solicitor may also charge legal fees as part of the arrangement process. 

We charge a redemption administration fee when you fully repay your loan, which covers costs associated with closing your account and removing our charge from your property.

All of these fees can vary, so we’ll ensure the fees that apply to your loan are clearly explained before you sign on the dotted line.

Other fees and charges may be applied to your account during the life of your loan, in relation to the management of your account, e.g. if you fall behind on your monthly payments. These are all explained in our Tariff of Charges.

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Any property used as security, including your home, may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
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