We're here to help you place complex cases.
- Common-sense approach to lending
- Flexible criteria
- Solutions-focused

For professional intermediary use only.

Network and Clubs members: We’re offering you greater flexibility and choice
Members of many Networks and Clubs can now submit cases directly for:
- First Charge
- Buy to Let
- Consumer Buy to Let.
You can place cases with our trusted packaging partners for:
- Second Charge
- Commercial Mortgages
- Bridging Loans
- Auction Finance
- Social Housing Finance.
Not sure of your network or club’s preferred packaging partners? Contact our team who will be happy to guide you. Call us on 0161 468 3993.

Why choose Together?
Navigating a complex case? At Together, we know every application is unique. That’s why we look beyond mainstream criteria, to help you find solutions, including:
- Wide-ranging income sources including multiples and projections
- Flexible approach to affordability criteria and imperfect credit
- Non-standard property from ex-council flats to complex freeholds
- Complicated purchases such as Shared Ownership and auction purchases
Our dedicated team of award-winning underwriters combine their common sense and industry expertise with a personal touch to reach the best outcome for your client.

Working in partnership
We’re pleased to be on panel with the following Networks:
Finance Advice Group, HLPartnership, In Partnership, Mortgage Advice Bureau, Mortgage Intelligence, New Leaf Distribution, Rosemount, Stonebridge, TMG Mortgage Network, Cornerstone and The Right Mortgage Network.
And the following Clubs:
Brightstar Mortgage Club, Brilliant Solutions, Finova, Legal & General, Next Intelligence, Paradigm, PMS, SimplyBiz, Stonebridge and TMA.
If you’re a member of one of these Networks or Clubs you can submit business directly to us for any First Charge Residential, Buy to Let and Consumer Buy to Let products.

Who we help
For over 50 years we’ve been helping people achieve their property ambitions.
From first-time buyers, home-movers, down-sizers, accidental landlords to portfolio landlords, we’re confident our product range of common-sense finance products is flexible and broad enough to meet the needs of diverse sets of scenarios.
Read more
-
The road so far: Five key drivers of change in the residential property market
2 minIntermediariesPersonalMortgageTogether news -
Could a Consumer Buy to Let (CBTL) mortgage help your client?
1 minIntermediariesBuy to Let -
Shared ownership: An alternative route onto the property ladder
3 minPersonalMortgage

Want to register to submit business directly?
Find out more
Out now: Residential property market report 2024/2025
Is this the road to residential revival?
Read our latest property report to navigate the future of the residential mortgage market.
Steered by insights from our latest research, and industry expert commentary, we discuss if we’re really on the road to a residential revival and what this means for driving home ownership ambitions forward.