Caroline Clarke and Daoud Nawaz, Roving Underwriters at Together, smiling

Meet our Roving Underwriters – Caroline Clarke and Daoud Nawaz.

01 Jun 2026

Need to move a tricky case forward faster? Our in-person roving underwriters are here to help brokers from the first conversation to the funds landing.

Meet Caroline and Daoud.

Caroline Clarke

Our expert in Second Charges

Caroline brings over 8 years’ experience at Pepper Money, specialising in Second Charge mortgages across both account management and operations.

She understands the full lifecycle of a case, from initial enquiry through to completion, and focuses on building strong broker relationships while delivering practical, workable solutions.

Caroline Clarke, Roving Underwriter at Together, smiling

Why work with Caroline

Caroline prides herself on being a consistent and reliable point of contact.

She helps brokers navigate complex cases, explore options and build long-term relationships through a genuinely collaborative approach.

How Caroline supports you

  • Reviews cases where criteria may be challenging
  • Identifies alternative solutions where needed
  • Supports accurate packaging from the outset
  • Assesses referrals to find a viable path forward
  • Helps brokers navigate lending criteria with confidence
  • Supports cases through to completion

Did you know….

Outside of work, Caroline is a keen Cross-Fit athlete and has competed in the Cardiff Hyrox event. When she’s not training, you can find her curled up with a good book.

Daoud Nawaz

Our commercial finance expert

With over 4 years of experience at Together, Daoud specialises in Commercial underwriting, backed by a strong foundation in sales and account management, plus a year as a BDM.

He understands deals from every angle, from first conversation to funds landing, and thrives on building relationships and helping brokers get complex cases approved quickly and smoothly.

Daoud Nawaz, Roving Underwriter at Together, smiling

Why work with Daoud

Daoud enjoys identifying the right solution, supporting brokers through the process, and delivering fast, reliable outcomes when they matter most.

How Daoud supports you

  • Packages cases correctly from day one
  • Guides brokers through criteria and processes
  • Pre-checks and flags risks early
  • Explores alternative solutions when needed
  • Supports cases through to completion
  • Provides training on commercial products and systems

Did you know….

When not underwriting, Daoud is behind the camera as a keen filmmaker and photographer.

From complex scenarios to smooth completions, Caroline and Daoud are ready to support you. Get in touch to arrange time with our roving underwriters and get your case moving.

Submit your case

Any property, including your home, may be repossessed if you do not keep up repayments on your mortgage.

All lending decisions are based on lending criteria and, where applicable, subject to credit check and an assessment of individual circumstances.

All mortgages are subject to our terms and conditions.

Loans offered by Together Commercial Finance Limited are not regulated by the Financial Conduct Authority.

Articles on our website are designed to be useful for our customers, and potential customers. A variety of different topics are covered, touching on legal, taxation, financial, and practical issues. However, we offer no warranty or assurance that the content is accurate in all respects, and you should not therefore act in reliance on any of the information presented here. We would always recommend that you consult with qualified professionals with specific knowledge of your circumstances before proceeding (for example: a solicitor, surveyor or accountant, as the case may be).

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