Millions of us work for ourselves these days.
But getting a mortgage when you're self-employed can be tricky, often because mortgage lenders have to comply with strict rules to ensure you can afford your loan. One of the biggest hurdles can be proving what you’ll earn each month.
Fortunately, whether you think of yourself as a sole trader, freelancer, side-hustler or majority shareholder, our common-sense approach means we'll consider your application on its merits – looking at the whole picture, not just your credit score or loan-to-income ratio.
Do you want to quickly understand the potential cost of your mortgage?
We can give you an idea of the monthly costs with just a few details like the property value, your deposit amount and how long you need the loan to last.
Calculate costs