A secured loan is sometimes known as a 'second-charge' mortgage. It runs alongside, but independent of, your existing mortgage.
It has its own rate and terms, and you'll make repayments on both this and your existing mortgage. It's an alternative to remortgaging if you don't want to give up your existing rate, and may mean you repay less overall.
We understand entrepreneurs – because we're entrepreneurs ourselves. So we'll work quickly and flexibly to help you get the borrowing your business needs. We understand you're more than just a credit score, so will take everything into account when deciding whether we can lend.