Lending decisions are based on lending criteria and, where applicable, subject to credit check and an assessment of individual circumstances.
If you’re looking to buy a mixed-use property for residential and commercial purposes and generate a dual income, our semi-commercial mortgages are on hand to help.
With versatile criteria covering a range of property types and business cases, large loan sizes and competitive LTVs, and flexible repayment and term options, we can make the quick decisions you need.
Whether you have a shop with flats above, a takeaway, or even a hair salon, all we require is that less than 50% of the combined floor space is used for commercial purposes.
*Subject to application, status and lending criteria. You may be offered a higher rate.
When the property doubles as both a home and a business, our semi-commercial property mortgages are here to help. All we require is that at least 50% of the space is used for commercial purposes.
We consider applications from foreign nationals, based in the UK and abroad, and British expatriates. Property can't be used as a main primary residence, instead it can be used for a business, or as an investment opportunity. Our semi-commercial mortgages can be secured against a broad range of properties.
We can help if you're buying a semi-commercial property as an investment.
Our common-sense approach works for a variety of circumstances, including applications from businesses with complex ownership structures or short trading history, and for properties like shops with a living space above.
Do you want to understand the potential cost of your mortgage or loan?
We can give you an idea of the monthly costs with just a few details like the property value, your deposit amount and how long you need the loan to last.
Find out hereA property consisting of both a Commercial and Residential element. The Commercial element must be less than 50% of floor space across the Semi-Commercial property and the commercial use of the property must be typically for retail use.
We take applications from:
Our criteria caters to a wide range of loan amounts, please get in touch with our team for more information.
Yes – we take a common-sense lending approach, meaning we consider applications based on your overall financial situation, not just your credit score.
All mortgages are subject to our terms and conditions.
Loans offered by Together Commercial Finance Limited are not regulated by the Financial Conduct Authority.
