Commercial property

Short term finance for most kinds of property with a business use

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We’re here between 9am and 8pm Monday to Thursday, 9am to 7pm on Friday. If you contact us by 5pm we guarantee to get back to you the same day. If it’s after 5pm, we can’t promise we’ll be able to reply on the same day, but we’ll do our very best.


Any property used as security may be repossessed if you don’t make the repayments.

Spotted a property with business potential? We’re here to help you make the most of it.

Whatever kind of commercial property you’re interested in, we’re keen to help you invest in it. If more than 40% of the space has commercial use – and there’s no intention to live in it – it’s considered a commercial property. We take a flexible approach to financing the purchase of any building like this, anywhere in England, Scotland or Wales.

It doesn’t matter whether you’re employed, self-employed, a limited company, limited liability partnership (LLP), sole trader or partnership. We’ll do everything we can to get the funding in place. Even if you’re an expat or don’t have permanent rights to live in the UK, we’ll consider your application for finance.

  • First charge rates from 1%
  • Second charge rates from 1.25% 
  • Up to 70% loan to value
  • Cross-charge possible

Buying a property to refurbish? Take a look at our refurbishment bridging loan

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