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Semi-commercial property

Short term finance for properties with both a commercial and residential use

Request a call back

We’re here between 9am and 8pm Monday to Thursday, 9am to 7pm on Friday. If you contact us by 5pm we’ll do our best to get back to you the same day.


Any property used as security may be repossessed if you don’t make the repayments.

A common-sense approach to funding all kinds of properties.

You might be looking at a shop with living space above it. Or maybe a pub or B&B. If less than 40% of the space has commercial use, it’s considered a semi-commercial property and we’ll consider financing your purchase, anywhere in England, Scotland or Wales.

Whether you’re employed, self-employed, a limited company, limited liability partnership (LLP), sole trader or partnership, we’ll pull out all the stops to arrange the funding you need. Even if you’re an expat or don’t have permanent rights to live in the UK, we'll consider your application for finance.

  • First charge rates from 0.95%
  • Second charge rates from 1.20%
  • Up to 70% loan to value
  • Free valuations up to £150,000
  • Cross-charge possible

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