Download our whitepaper: Specialist lending and Britain's smaller communities.
As you might expect of a specialist lender, we're passionate about our industry and work hard to raise the profile of what we do.
To help us do this, and in recognition of the changing nature of British society, we began researching the prevalence of issues that we see as normal – like self-employment, or borrowing later in life – but which some mainstream lenders can struggle with.
Combining others' research with our own, and by analysing population figures, what we found was shocking; smaller communities dotted across Britain are being routinely failed by mainstream lenders.
Over several months, we've shaped what we found into our first whitepaper – a 20-minute read that presents all of our findings.
Lending decisions are subject to an affordability/creditworthiness assessment.
Any property used as security, including your home, may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.