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From plans to place

Refurbishment bridging loans.

  • Loans from £26k - £5m
  • Non UK and Expat applications considered
  • Speed and service
Call and get a quote in 10 mins
0161 956 3224

We're open 09:00 to 19:00 Mon-Thu, 09:00 to 17:30 Fri

or
Book a call back

Lending decisions are based on lending criteria and, where applicable, subject to credit check and an assessment of individual circumstances.

How much can I borrow?
Find out here

Why choose a Together bridging loan?

  • Flexible

    You're more than a credit score. If the sums show that you can afford the property, we do our best to make it happen.

  • Trusted

    With 50 years of lending experience under our belts, you can trust us to get things right for you.

  • Open-minded

    Unlike many, we lend on properties like ex-council properties, high-rise flats and those made of non-standard materials.

  • Smart

    Receive updates on your application, upload files & e-sign most documents to open your Together account - all using our secure app.

  • 0.89%

    Rates from 0.89%

  • 75%

    Borrow up to 75% of the property's value

  • £26k - £5m

    Loans from £26k - £5m

*Subject to application, status and lending criteria. You may be offered a higher rate.


A close up of a paint can and someone blurred painting in the background.

Whatever your property goals, we can help get you moving.

If your latest investment needs some fixing up before you can sell it or move tenants in, our refurbishment bridging loans can provide you with the quick funds you need without impacting an existing mortgage. Our common sense lending means we are flexible on income and credit status, looking at your circumstances and affordability instead of just your credit score.

Our refurbishment bridging loans are repayable over 12 months with no early repayment charges (ERC) included. All refurbishment bridging loans are interest only, allowing you to keep your monthly costs down and repaying in full once further finance has been finalised.

Your bridging loan can be secured against a range of residential and commercial properties. We also consider a range of different exit strategies, including the sale of the property, sale of other investments and refinancing to a longer-term mortgage such as Buy to Let.

Speak to an expert

Step ladder in old run down black and white room to newly refurbished full colour room

From plans to place. Get your investment property ready with a refurbishment bridging loan

If you’re buying a property that needs light refurbishments, and intend to sell it on or let it out, a Together bridging loan could suit you.

We'll work quickly and flexibly to help you complete your purchase as soon as possible. And you'll have up to 12 months' to make your renovations and complete a sale, or arrange a buy-to-let mortgage.

We’ll consider bridging loans for a range of renovation types, including:

  • Replacement or renewal of kitchens and bathrooms.
  • Energy efficiency upgrades.
  • Plumbing and drainage work.
  • Redecoration.
  • Internal re-configuration.
  • Rewiring and other electrical work.
Speak to an expert

Calculate how much I can borrow

Do you want to understand the potential cost of your mortgage or loan?

We can give you an idea of the monthly costs with just a few details like the property value, your deposit amount and how long you need the loan to last.

Find out here
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Let’s make your ambitions a reality.

Ready to talk?

Book a call back
Alternatively, call us on 0161 956 3224.

All mortgages are subject to our terms and conditions.

Loans offered by Together Commercial Finance Limited are not regulated by the Financial Conduct Authority.
Exit Process

Book a call back

Select a time that suits you to see how we can help

0161 956 3224

We are here between:

Monday - Thursday: 09:00 to 19:00


Friday: 09:00 and 17:30


By using the appointment booking system, you confirm you have read and understood our Fair Processing Notice.