Refurbishment bridging loans.
- Loans from £26,000
- Non UK and Expat applications considered
- Speed and service
- Loans from £26,000
- Non UK and Expat applications considered
- Speed and service
- Loans from £26,000
- Non UK and Expat applications considered
- Speed and service
Bridging Lender of the year
Winner 2021 & 2023
• Over 1,200 reviews
• Over 1,900 reviews
Bridging Lender of the year
Winner 2021 & 2023
• Over 1,200 reviews
• Over 1,900 reviews
Bridging Lender of the year
Winner 2021 & 2023
• Over 1,200 reviews
• Over 1,900 reviews
Why choose a Together bridging loan?
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Flexible
You're more than a credit score. If the sums show that you can afford the property, we do our best to make it happen. -
Trusted
With 50 years of lending experience under our belts, you can trust us to get things right for you. -
Open-minded
Unlike many, we lend on properties like ex-council properties, high-rise flats and those made of non-standard materials. -
Smart
Receive updates on your application, upload files & e-sign most documents to open your Together account - all using our secure app.
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0.95%
Rates from 0.95% per month -
£5m
Loans from £26k - £5m (more by referral) -
12 months
Available over standard 12 months -
No exit fee
No exit fee options available
*The maximum loan, rate and loan-to-value ratio offered may vary based on your individual circumstances.
Whatever your property goals, we can help get you moving.
If your latest investment needs some fixing up before you can sell it or move tenants in, our refurbishment bridging loans can provide you with the quick funds you need without impacting an existing mortgage. Our common sense lending means we are flexible on income and credit status, looking at your circumstances and affordability instead of just your credit score.
Our refurbishment bridging loans are repayable over 12 months with no early repayment charges (ERC) included. All refurbishment bridging loans are interest only, allowing you to keep your monthly costs down and repaying in full once further finance has been finalised.
Your bridging loan can be secured against a range of residential and commercial properties. We also consider a range of different exit strategies, including the sale of the property, sale of other investments and refinancing to a longer-term mortgage such as Buy to Let.
From plans to place. Get your investment property ready with a refurbishment bridging loan
If you’re buying a property that needs light refurbishments, and intend to sell it on or let it out, a Together bridging loan could suit you.
We'll work quickly and flexibly to help you complete your purchase as soon as possible. And you'll have up to 12 months to make your renovations and complete a sale, or arrange a buy-to-let mortgage.
We’ll consider bridging loans for a range of renovation types, including:
- Replacement or renewal of kitchens and bathrooms.
- Energy efficiency upgrades.
- Plumbing and drainage work.
- Redecoration.
- Internal re-configuration.
- Rewiring and other electrical work.
Ready to talk?
Speak to an expertAny property used as security, including your home, may be repossessed if you do not keep up your mortgage or any other debt secured on it.
Together offer a range of regulated products and unregulated products. Together Personal Finance Limited are authorised and regulated by the Financial Conduct Authority (FCA) and offer products including (but not limited to) Personal mortgages, Secured loans, Consumer Buy to Let mortgages and regulated Bridging loans.
Our unregulated products are provided by Together Commercial Finance Limited and include (but are not limited) to unregulated Bridging loans, Buy to Let mortgages, Auction finance and Development finance.
