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Refurbishment bridging loan

The loan for one project that funds another.

0161 451 3155 or arrange a callback >

  • Rates from 0.49%/month*.
  • Loans from £26,000 to £5m.
  • Up to 12 months.
  • t-doc-tick-white-02 Borrow up to 75%* of the initial purchase price.
  • ‘No exit fee’ options available.
* The actual rate and loan-to-value offered may vary based on your individual circumstances.
  4.5/5 average rating by independent customer feedback
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Request a call back

We’re here between 9am and 8pm Monday to Thursday, 9am to 7pm on Friday. If you contact us by 5pm, we’ll do our best to get back to you the same day or let us know when suits you best for a call back.

Your loan must be secured against your property.


Your home may be repossessed if you do not keep up repayments on your mortgage. 

'Flipping’ an investment property?

If you’re buying a property that needs light refurbishments, and intend to sell it on or let it out, a Together Bridging Loan could suit you.

We'll work quickly and flexibly to help you complete your purchase as soon as possible. And you'll have up to 12 months to make your renovations and complete a sale, or arrange a buy-to-let mortgage.

You'll only make the interest payments each month – and will simply repay what you initially borrowed in a lump sum, when funds are available.


Borrow more if you need it

After completing the refurbishments, you can apply to extend your loan – up to a maximum of 70% of the property's new value, or 100% of the refurbishment costs (whichever is lower).

That puts money back in your pocket. So you can kick off your next project, while you complete your plans for this one.


Light refurbishment defined

We’ll consider bridging loans for the purchase for a huge range of commercial premises, including:

✓ Replacement or renewal of kitchens and bathrooms.

✓ Plumbing and drainage work.

✓ Redecoration.

✓ Internal re-configuration.

✓ Rewiring and other electrical work.