Get your property ready for new tenants

Refurbishment bridging loans.

If your latest investment needs some fixing up before you can sell it or move tenants in, our refurbishment bridging loans can provide you with the quick funds you need without impacting an existing mortgage.

Call and get a quote in 10 mins

0161 956 3224

We're open 09:00 to 19:00 Mon-Thu, 09:00 to 17:30 Fri

A man smiling looking out of a sky window in a loft.

Lending decisions are based on lending criteria and, where applicable, subject to credit check and an assessment of individual circumstances.

Who we are

Whether you need funds for a personal purchase, investment, business growth or home improvements, our flexible short-term finance options can help you move quickly without long-term commitments.

Access funds quickly

Bridging finance allows you to act as a cash buyer. So, if the vendor needs to make a quick sale, you can capitalise on the opportunity to buy at speed.

Improve and repair

Whether you’re looking to sell or rent out, a bridging loan can give you the cash to refurbish the property, or add conversions, extensions or other improvements.

Finance your future purchases

Raise a deposit for a new property to add to your portfolio with a second charge bridging loan to release some of the equity built up in an existing property.

Why choose a Together bridging loan?

Variety of income sources

We can accept many income sources, including benefit and pension income.
Employment status

We can accept applications in sole names or limited company names.
Property types

You can secure your loan against a wide range of personal and commercial properties, including buy to let and business premises.
Additional security

We can sometimes provide 100% of funding if you’ve got an additional property we can secure the loan against.

0.89%
Rates from 0.89%
75%
Borrow up to 75% of the property's value
£26k - £5m
Loans from £26k - £5m

*Subject to application, status and lending criteria. You may be offered a higher rate.

How much can I borrow?

Find out here

Additional product information

We’re Together. For over 50 years, we’ve helped thousands of people, business and professionals unlock their property ambitions with our common-sense approach to lending.

Multiple renovation types

Energy efficiency upgrades, plumbing, electrical, internal reconfiguration.
Multiple exit strategies

We accept exit strategies including selling or refinancing the property, or using an inheritance or draw down.
Employment status

We can accept applications in sole names or limited company names.
Non UK residents

We accept applications from non UK residents and expatriates.

How Together has helped others like you

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How does a bridging loan work?

What’s the process?

Get in touch with our team to get a quote and start your application.

After receiving your application, we’ll ask you for some information to assess your affordability.

If everything checks out, we’ll approve your loan.

Our team will then send you our offer so you can confirm that you’re satisfied before we send the funds to you.

Looking for more information?

Explore our bridging loans guide

Calculate how much I can borrow

Do you want to understand the potential cost of your mortgage or loan?

We can give you an idea of the monthly costs with just a few details like the property value, your deposit amount and how long you need the loan to last.

Find out here

Bridging finance you can trust

When it comes to getting a bridging loan, it’s all about speed, service and simplicity.

At Together, our dedicated team will make sure you get access to the funds you need quickly and easily – in as little as 24 hours.

But, don’t just take our word for it! Our bridging products have been recognised by customers and industry professionals alike, making us a multi-award winning bridging finance provider you can rely on.

See our awards

Let’s make your ambitions a reality.

Ready to talk?

Alternatively, call us on 0161 956 3224.

All mortgages are subject to our terms and conditions.

Loans offered by Together Commercial Finance Limited are not regulated by the Financial Conduct Authority.

Refurbishment bridging loans.

Call and get a quote in 10 mins