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Intermediary site
Intermediary site

Refurbishment bridging loan

The loan for one project that funds another. 0161 933 7099 or enquire today

  • Funding possible within 5 working days.
  • Rates from 0.65%/month*.
  • Up to 12 months.
  • t-doc-tick-white ‘No exit fee’ options available.
  • Borrow up to 70%* of the property’s value.
* The actual rate and loan-to-value offered may vary based on your individual circumstances. Fees will apply.
  4.3/5 average rating by independent customer feedback

Why choose Together?

Vast Experience

With over 45 years of lending experience under our belts, you can trust us to get things right for you.

Common Sense Decisions

If the sums show you can afford the property - even if you've only been trading 12 months - we do our best to make it happen.

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Fast, Easy Account Opening

Get updates on your application, upload files and e-sign documents to open your Together account - all using our secure app.

Enquire today


'Flipping’ an investment property?

If you’re buying a property that needs light refurbishments, and intend to sell it on or let it out, a Together bridging loan could suit you.

We'll work quickly and flexibly to help you complete your purchase as soon as possible. And you'll have up to 12 months to make your renovations and complete a sale, or arrange a buy-to-let mortgage.

You can choose an interest-only repayment option – and will simply repay what you initially borrowed in a lump sum, when funds are available.

After completing the refurbishments, you can apply to extend your loan; that puts money back in your pocket, allowing you to kick off your next project, while you complete your plans for this one.

We’ll consider bridging loans for the purchase for a huge range of commercial premises, including:

✓ Replacement or renewal of kitchens and bathrooms.

✓ Plumbing and drainage work.

✓ Redecoration.

✓ Internal re-configuration.

✓ Rewiring and other electrical work.



How to apply

Simply fill in the form below and a member of our team will call you back to discuss your circumstances, and the amount and rate we could offer you. If after that you're happy to proceed, we'll get your application moving.


Enquire today

We'll reply to you within one working day of receiving your enquiry - and usually the same day.

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Any property used as security, including your home, may be repossessed if you do not keep up repayments on your loan or any other debt secured on it.

Repair a broken property chain

Looking to secure your new home while your sale is delayed?

Find out more

About Together

You might not have heard of us before, but we've been lending for over 40 years.

Find out more

Buy property with a bridging loan

We make quick decisions. So you can too.

Find out more

Reviews (74)

Customer Rating 4.2

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