Holiday Let mortgages

Hotels? Old hat

Holidays have changed, and holiday lets with them. For instance, holidaymakers often book accommodation direct via services like Airbnb.

And we know that, as a result, not all holiday rental properties are quaint country escapes.

So we can secure your Holiday Let mortgage on high-rise city centre apartments, as well as those characterful period properties with thatched roofs.

Shuffling your deck?

Changes to regulations and taxation mean that being a residential landlord isn't as lucrative as it once was.

Switch to a holiday let and you'll enjoy different tax rules, and in parts of the UK you may even find them more profitable than traditional rental properties.

We can often lend when others won’t

So your holiday property can have as many bedrooms as you like. And we won’t insist on you've owned it for any particular period before you can get this kind of mortgage on it.

We could even help if:

• It’s an ex-council property.
• You’re self-employed, work several jobs, or have already retired.
• You don’t live in the UK.
• You’ve got less-than-perfect credit.

We do things by the book

So to ensure your holiday let doesn't ruffle any feathers, we'll insist that you've got appropriate insurance in place, have secured planning permission (if required), and that you're not breaching any leasehold agreement.

If you’re not sure which you require, we can help you work it out.