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Leverage your equity to borrow without remortgaging

Buy to let renovation loans.

  • Raise funds without remortgaging
  • Pay for repairs or refurbishments
  • On a huge range of property types
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What makes us different

Our Buy to Let mortgage key facts
  • £2.5m

    Borrow up to £2.5m
  • 6.25%

    Rates from 6.25%/month
  • 75%

    Borrow up to 75%* of the property's value
  • £0

    No Early Repayment Charges

Consolidating unsecured debts with secured lending may increase the amount repaid overall.


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Invest in your property

If you've built up equity in your rental property, you can leverage it to borrow without remortgaging out of your current deal.

Whether you want to renovate your residential investment property or upgrade the furniture in your holiday let, you'll have the choice between capital repayment and interest-only options.

How it works

This kind of loan isn't widely available, and is known in the industry as a 'second-charge' loan. It runs alongside, but independent of, any existing buy-to-let mortgage you have.

You'll make payments on both at the same time, but it has its own rate and terms – so if you want it to end sooner than your existing mortgage, it can. In fact, you can borrow over as little as four years.

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Exit Process

Part of how we assess each applicant is based on these details, so without them we can’t discuss what we could offer you. Once you have these details, pop back and we’ll set up an appointment.

In the meantime, you can find out more about our commercial mortgages or see our FAQs for other handy info.


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Check your eligibility
Any property used as security, including your home, may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.