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Leverage your equity to borrow without remortgaging

Buy to let renovation loans.

  • Raise funds without remortgaging
  • Pay for repairs or refurbishments
  • On a huge range of property types
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What makes us different

Our Buy to Let mortgage key facts
  • £2.5m

    Borrow up to £2.5m
  • 7.99%

    Rates from 7.99%/annum
  • Fixed and variable rate options
  • 75%

    Borrow up to 75%* of the property's value

Consolidating unsecured debts with secured lending may increase the amount repaid overall.

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Invest in your property

If you've built up equity in your rental property, you can leverage it to borrow without remortgaging out of your current deal.

Whether you want to renovate your residential investment property or upgrade the furniture in your holiday let, you'll have the choice between capital repayment and interest-only options.

How it works

This kind of loan isn't widely available, and is known in the industry as a 'second-charge' loan. It runs alongside, but independent of, any existing buy-to-let mortgage you have.

You'll make payments on both at the same time, but it has its own rate and terms – so if you want it to end sooner than your existing mortgage, it can. In fact, you can borrow over as little as four years.

Common questions about renovation loans for buy to let properties

How long does it take to get a renovation loan for a buy to let property?

Getting a renovation loan for a buy to let property loan can take just 4-5 weeks to complete. However, it could take longer than this due to the type of valuation needed.

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Talk to us

If you'd like to continue the conversation and find out what Together can do for you, talk to our commercial finance team. You can book a callback from us below, or contact us directly on 0161 956 3224. Lines open between 9:00 and 17:30, Monday to Friday.

By using the appointment booking system, you confirm you have read and understood our Fair Processing Notice.

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Any property used as security, including your home, may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.