Secured loans on buy to let properties.
What makes us different
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Trusted
With nearly 50 years of lending experience under our belts, you can trust us to get things right for you. -
Open-minded
Unlike many, we lend on properties like ex-council properties, high-rise flats and those made of non-standard materials. -
Common sense
You're more than a credit score. If the sums show that you can afford the property, we do our best to make it happen. -
Smart
Receive updates on your application, upload files & e-sign most documents to open your Together account - all using our secure app.
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£2.5m
Borrow up to £2.5m -
9.25%
Rates from 9.25%/annum -
75%
Borrow up to 75%* of the property's value -
£0
No Early Repayment Charges
Consolidating unsecured debts with secured lending may increase the amount repaid overall.
Invest in property with a buy to let secured loan
Spotted the perfect buy-to-let investment, but don't have a deposit to hand? Or want to renovate an existing rental property?
If you've built up enough equity in your rental property, you can use a secured loan (also known as a second charge buy-to-let mortgage) to secure extra borrowing to raise a deposit for a new buy-to-let opportunity, or invest in refurbishment work.
This may work better for you than remortgaging, if you've already got a great mortgage deal on a property that you don't want to give up.
You'll make payments on your secured loan and your buy-to-let mortgage each month, so we'll double check you can afford everything. And because we have a flexible, common-sense approach, we can take into account all of your income, including rent on an existing portfolio – not just the projected rent on the new property.
We can consider applications from all sorts of landlords – whether you're operating as an individual, or a limited company. And we won't place any limits on the size or value of your portfolio.
