Secured loans on buy to let properties.
What makes us different
TrustedWith nearly 50 years of lending experience under our belts, you can trust us to get things right for you.
Open-mindedUnlike many, we lend on properties like ex-council properties, high-rise flats and those made of non-standard materials.
Common senseYou're more than a credit score. If the sums show that you can afford the property, we do our best to make it happen.
SmartReceive updates on your application, upload files & e-sign most documents to open your Together account - all using our secure app.
£2.5mBorrow up to £2.5m
8.99%Rates from 8.99%/annum
75%Borrow up to 75%* of the property's value
Payment optionsFixed rate and variable options available
Consolidating unsecured debts with secured lending may increase the amount repaid overall.
Invest in property with a buy to let secured loan
Spotted the perfect buy-to-let investment, but don't have a deposit to hand? Or want to renovate an existing rental property?
If you've built up enough equity in your rental property, you can use a secured loan (also known as a second charge buy-to-let mortgage) to secure extra borrowing to raise a deposit for a new buy-to-let opportunity, or invest in refurbishment work.
This may work better for you than remortgaging, if you've already got a great mortgage deal on a property that you don't want to give up.
You'll make payments on your secured loan and your buy-to-let mortgage each month, so we'll double check you can afford everything. And because we have a flexible, common-sense approach, we can take into account all of your income, including rent on an existing portfolio – not just the projected rent on the new property.
We can consider applications from all sorts of landlords – whether you're operating as an individual, or a limited company. And we won't place any limits on the size or value of your portfolio.
Common questions about secured loans for buy to let properties
How long does it take to get a buy to let secured loan?
On average, it takes around 4-5 weeks to get a secured buy to let loan, however there are a number of factors which could influence this, meaning it could take a little bit longer.