Secured loans on buy to let properties.

Spotted the perfect buy-to-let investment, but don't have a deposit to hand? Or want to renovate an existing rental property?

If you've built up enough equity in your rental property, you can use a secured loan (also known as a second charge buy-to-let mortgage) to secure extra borrowing to raise a deposit for a new buy-to-let opportunity, or invest in refurbishment work.

This may work better for you than remortgaging, if you've already got a great mortgage deal on a property that you don't want to give up.

You'll make payments on your secured loan and your buy-to-let mortgage each month, so we'll double check you can afford everything. And because we have a flexible, common-sense approach, we can take into account all of your income, including rent on an existing portfolio – not just the projected rent on the new property.

We can consider applications from all sorts of landlords – whether you're operating as an individual, or a limited company. And we won't place any limits on the size or value of your portfolio.