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Buy to Let mortgages

For everyone from first-time investors, to experienced portfolio landlords. 0161 933 7099 or enquire today

  • Borrow up to £500,000.
  • Terms from 4 to 30 years.
  • Rates from 6.99%.
  • Capital repayment and interest-only options.
  • Borrow up to 70% of the property's market value.
Consolidating unsecured debts with secured lending may increase the amount repaid overall.
  4.5/5 average rating by independent customer



Property has long been viewed as a solid investment

With house prices outstripping wage growth, 20% of all households in England now rent in the private sector – double the proportion recorded in the 1990s. This means there’s a lot more landlords than there used to be. If you’re hoping to join their ranks – whether to top up your pension, or give up your day job – our Buy to Let mortgages are made to match.

Sometimes the best buy-to-let properties are those that are a little unusual in their position, condition, or construction. We'll consider residential properties of all kinds.

We won't specify that you need a certain amount of experience as a landlord before we’ll consider you, or restrict the size or value of your portfolio. We welcome applications for everyone from private individuals and sole traders, to partnerships, limited companies and others.

If your rental income sufficiently covers your mortgage payments, we won't conduct any further affordability assessments. But if we have to, we'll take all of your income into account – including rent from other properties, or wages from your day job.

We can often lend when others won’t

So we can consider your application, even if:

  • It’s an ex-council property, and/or made of non-standard materials (e.g. concrete).
  • It’s a flat in a high-rise block.
  • You’re a first-time landlord.
  • You’re clubbing in with friends to buy.
  • You’re self-employed, work several jobs, or have already retired.
  • You’ve got less-than-perfect credit.



How to apply

Simply fill in the form below and a member of our team will call you back to discuss your circumstances, and the amount and rate we could offer you. If after that you're happy to proceed, we'll get your application moving.


Enquire today

We’re here between 9am and 6pm, Monday to Friday, and we'll reply to you within one working day of receiving your enquiry - usually the same day.

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Any property used as security, including your home, may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Loans provided by Together Commercial Finance Ltd. are not regulated by the Financial Conduct Authority.


Build: 1.3.7.16634