Buy-to-Let mortgage guide.

9 steps to getting an unregulated buy-to-let  mortgage
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Step 1

We’ll discuss your circumstances with you and what you need and once confirmed, we’ll help you complete an application form.


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Step 2

Underwriting will review the application and complete a Credit Check. To do so, we’ll need various documents from you including ID and proof of income.


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Step 3

If everything is okay, we’ll arrange a valuation.


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Step 4

Valuation returned and will be checked by the underwriting team. If okay, we’ll instruct our solicitor.


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Step 5

Your solicitor receives the legal documentation.


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Step 6

Once all the paper has been sent back, our solicitor will complete the Report on Title (ROT).


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Step 7

Our solicitor team will review the ROT.


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Step 8

At this stage our underwriting team will complete a full review of the file in preparation for funding.


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Step 9

We’ll transfer funds to your solicitor and you're good to go.


Your home may be repossessed if you do not keep up repayments on your mortgage.

Together offer a range of regulated products and unregulated products. Together Personal Finance Limited are authorised and regulated by the Financial Conduct Authority (FCA) and offer products including (but not limited to) Personal mortgages, Secured loans, Consumer Buy to Let mortgages and regulated Bridging loans.

Our unregulated products are provided by Together Commercial Finance Limited and include (but are not limited) to unregulated Bridging loans, Buy to Let mortgages, Auction finance and Development finance.