Buy-to-Let mortgage guide.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Step 1
We’ll discuss your circumstances with you and what you need and once confirmed, we’ll help you complete an application form.
Step 2
Underwriting will review the application and complete a Credit Check. To do so, we’ll need various documents from you including ID and proof of income.
Step 3
If everything is okay, we’ll arrange a valuation.
Step 4
Valuation returned and will be checked by the underwriting team. If okay, we’ll instruct our solicitor.
Step 5
Your solicitor receives the legal documentation.
Step 6
Once all the paper has been sent back, our solicitor will complete the Report on Title (ROT).
Step 7
Our solicitor team will review the ROT.
Step 8
At this stage our underwriting team will complete a full review of the file in preparation for funding.
Step 9
We’ll transfer funds to your solicitor and you're good to go.
Lending decisions are based on a credit check and an assessment of your individual circumstance.
All mortgages are subject to our terms and conditions.