Buy-to-Let mortgage guide

9 steps to getting an unregulated buy-to-let mortgage .

Buy-to-Let mortgages - what happens?

  • Step 1

    Step 1

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    We’ll discuss your circumstances with you and what you need and once confirmed, we’ll help you complete an application form.

  • Step 2

    Step 2

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    Underwriting will review the application and complete a Credit Check. To do so, we’ll need various documents from you including ID and proof of income.

  • Step 3

    Step 3

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    If everything is okay, we’ll arrange a valuation.

  • Step 4

    Step 4

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    Valuation returned and will be checked by the underwriting team. If okay, we’ll instruct our solicitor.

  • Step 5

    Step 5

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    Your solicitor receives the legal documentation.

  • Step 6

    Step 6

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    Once all the paper has been sent back, our solicitor will complete the Report on Title (ROT).

  • Step 7

    Step 7

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    Our solicitor team will review the ROT.

  • Step 8

    Step 8

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    At this stage our underwriting team will complete a full review of the file in preparation for funding.

  • Step 9

    Step 9

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    We’ll transfer funds to your solicitor and you're good to go.

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