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Common sense saves customers’ £2.5m home

We provided a £1.7m first charge personal mortgage to help a customer secure their dream home after their remortgage application with a mainstream bank was declined.

The challenge

The customers were buying their rented home at a cost of £2.5m and, due to timescales, had secured a bridging loan for the initial purchase. During the remortgaging process with a mainstream bank, however, the clients changed their employment status, from self-employed to employed, and subsequently had their application declined.


The solution

The buyers’ financial adviser reached out to The Loan Partnership after they were unable to secure a mortgage with a traditional lender. Knowing that Together considers various employment statuses and income streams, the broker presented the case to us; we reviewed the application and agreed the funding, with a 68% loan-to-value.


Nick Jones Together