Lending decisions are based on lending criteria and, where applicable, subject to credit check and an assessment of individual circumstances.
*Subject to application, status and lending criteria. You may be offered a higher rate.
Whether you want to buy a plot to build a single investment property, develop a thriving portfolio of properties, or even use for agricultural reasons, our experts will make sure your project is assessed on its merits to access the funds required.
We offer mortgages with interest only and capital repayment options, on land with or without planning permission. We also welcome applications from foreign nationals, based in the UK and abroad, as well as British expatriates.
Do you have the vision to convert a patch of earth into homes that you'll sell on? Whether it's a single grand design, or a development of several homes, you'll need land – which is where we come in.
Once you've found the perfect plot, we'll look at the whole picture, not just your credit score. We'll work quickly to help you secure the land you need, while you arrange separate finance for the construction work itself.
Land isn’t just valuable when it has planning permission. So if your chosen plot doesn’t, or has agricultural restrictions, we could still provide the money you need to secure it. We can help whether you’re looking to secure the land with a view to acquiring planning permission, to farm it, or simply to enjoy some extra space.
Our flexible approach means we can often lend when others struggle to. So even if you've already retired, are self-employed, have less-than-perfect credit – or there's any other reason you might find it hard to get a mortgage – talk to us.
If you're ready to talk, get in touch with us on 0161 956 3224or
Do you want to understand the potential cost of your mortgage or loan?
We can give you an idea of the monthly costs with just a few details like the property value, your deposit amount and how long you need the loan to last.
Find out hereIt’s very possible to get a land mortgages for a wide range of purposes. We will lend on land with or without planning permission.
Absolutely, we will lend on land that has planning permission. However, the application would be different to a residential mortgage as you aren’t buying a house as well as the land it’s built on. At Together we only offer land mortgages for commercial purposes.
If you spot a plot of land that is the perfect investment opportunity, you may be able to get a mortgage to buy it. You’d need a commercial mortgage, but the process is very similar to that of a residential mortgage.
All mortgages are subject to our terms and conditions.
Loans offered by Together Commercial Finance Limited are not regulated by the Financial Conduct Authority.
