Lending decisions are based on lending criteria and, where applicable, subject to credit check and an assessment of individual circumstances.
*Subject to application, status and lending criteria. You may be offered a higher rate.
When your property doubles as both a home and a business, our semi-commercial property mortgages are here to help. All we require is that at least 40% of the space is used for residential purposes.
We consider applications from foreign nationals, based in the UK and abroad, and British expatriates. The property can used as your own primary residence and business, or as an investment opportunity. Our semi-commercial mortgages can be secured against a broad range of properties.
We understand that some people never clock off – because their job and their home are intertwined.
So if you’ve thrown yourself headlong into self-employment – and taking everything your own with you – we don’t think that's reason enough to be denied a mortgage.
We can help if you're buying a semi-commercial property as an investment. Our common-sense approach works for a variety of circumstances, including applications from businesses with complex ownership structures or short trading history, and for properties like pubs, shops with living space above, B&Bs and kennels.
Do you want to understand the potential cost of your mortgage or loan?
We can give you an idea of the monthly costs with just a few details like the property value, your deposit amount and how long you need the loan to last.
Find out hereIt is possible to get a residential mortgage on a mixed use-property, but at least 40% of it needs to be for residential use. Anything less than this, and you’d need a commercial mortgage.
All mortgages are subject to our terms and conditions.
Loans offered by Together Commercial Finance Limited are not regulated by the Financial Conduct Authority.