Semi-commercial property mortgages.
- For investment or personal use
- Non UK and Expat applications considered
- Broad range of securities accepted
- For investment or personal use
- Non UK and Expat applications considered
- Broad range of securities accepted
- For investment or personal use
- Non UK and Expat applications considered
- Broad range of securities accepted
Award for Funder of the year
The Props Award 2023
• Over 1,200 reviews
• Over 1,900 reviews
Award for Funder of the year
The Props Award 2023
• Over 1,200 reviews
• Over 1,900 reviews
Award for Funder of the year
The Props Award 2023
• Over 1,200 reviews
• Over 1,900 reviews
Why choose Together?
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Flexible
You're more than a credit score. If the sums show that you can afford the property, we do our best to make it happen. -
Trusted
With 50 years of lending experience under our belts, you can trust us to get things right for you. -
Open-minded
Unlike many, we lend on properties like ex-council properties, high-rise flats and those made of non-standard materials. -
Smart
Receive updates on your application, upload files & e-sign most documents to open your Together account - all using our secure app.
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9.99%
Rates from 9.99%/annum -
£1.5m
Borrow from £50k - £1.5m -
6 - 30yrs
Terms available from 6 - 30yrs -
Interest-only
Interest-only repayment options available -
65%
Borrow up to 65% of the property's value
Semi-Commercial Property Mortgages
When your property doubles as both a home and a business, our semi-commercial property mortgages are here to help. All we require is that at least 40% of the space is used for residential purposes.
We consider applications from foreign nationals, based in the UK and abroad, and British expatriates. The property can used as your own primary residence and business, or as an investment opportunity. Our semi-commercial mortgages can be secured against a broad range of properties.
Looking to get a mixed use mortgage for your property?
We understand that some people never clock off – because their job and their home are intertwined.
So if you’ve thrown yourself headlong into self-employment – and taking everything your own with you – we don’t think that's reason enough to be denied a mortgage.
We can help if you're buying a semi-commercial property as an investment. Our common-sense approach works for a variety of circumstances, including applications from businesses with complex ownership structures or short trading history, and for properties like pubs, shops with living space above, B&Bs and kennels.
Common questions about semi-commercial and mixed-use property mortgages
Can you get a residential mortgage on a mixed-use property?
It is possible to get a residential mortgage on a mixed use-property, but at least 40% of it needs to be for residential use. Anything less than this, and you’d need a commercial mortgage.
Ready to talk?
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