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Intermediaries & Introducers
Mortgages for mixed use properties

Semi-commercial mortgages.

If your property serves as both a home and a business, our semi-commercial mortgages can help. All we require is that less than 50% of the combined floor space is used for commercial purposes.
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0161 956 3224

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Lending decisions are based on lending criteria and, where applicable, subject to credit check and an assessment of individual circumstances.

Why choose Together?

  • 7.79%

    Rates from 7.79%
  • 70%

    Borrow up to 70% of the property's value
  • £50K - £5m

    Loans from £50K - £5m

*Subject to application, status and lending criteria. You may be offered a higher rate.

How much can I borrow?
Find out here

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Additional product information

We’re Together. For over 50 years, we’ve helped thousands of people, business and professionals unlock their property ambitions with our common-sense approach to lending.

Common questions about semi-commercial and mixed-use property mortgages

What do we consider as ‘semi-commercial’ at Together?

A property consisting of both a Commercial and Residential element. The Commercial element must be less than 50% of floor space across the Semi-Commercial property and the commercial use of the property must be typically for retail use.

Who can apply for a semi-commercial mortgage?

We take applications from:

  • Property investors
  • Business owners
  • Self-employed applicants
  • Limited companies, partnerships and sole traders
  • Foreign nationals and expatriates.

How much can I borrow on a semi-commercial mortgage and what interest rates do you offer?

Our criteria caters to a wide range of loan amounts, please get in touch with our team for more information.

Can I get a semi-commercial mortgage if I have bad credit?

Yes – we take a common-sense lending approach, meaning we consider applications based on your overall financial situation, not just your credit score.

Calculate how much I can borrow

Do you want to understand the potential cost of your mortgage or loan?

We can give you an idea of the monthly costs with just a few details like the property value, your deposit amount and how long you need the loan to last.

Find out here
A Feefo Trusted Service Award 2024.

Award-winning customer service

At Together, we’re always aiming to provide the very best customer experience possible. So, we’re delighted to have been recognised with a Trusted Service Award by leading peer review platform Feefo.

The independent and unbiased review site awards companies that demonstrate outstanding service, based on the ratings provided by actual customers.

For over 40 years, thousands of businesses have put their trust in us to help them achieve their property and commercial finance ambitions. Get in touch to see how we can help you.

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Let’s make your ambitions a reality.

Ready to talk?

Book a call back
Alternatively, call us on 0161 956 3224.

All mortgages are subject to our terms and conditions.

Loans offered by Together Commercial Finance Limited are not regulated by the Financial Conduct Authority.


Exit Process

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Select a time that suits you to see how we can help

0161 956 3224

We are here between:

Monday - Thursday: 09:00 to 19:00


Friday: 09:00 and 17:30


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