Semi-commercial property mortgages.
- For purchases & remortgages
- Flexible on income & credit status
- On a huge range of property types
Why choose Together?
FlexibleYou're more than a credit score. If the sums show that you can afford the property, we do our best to make it happen.
TrustedWith nearly 50 years of lending experience under our belts, you can trust us to get things right for you.
Open-mindedUnlike many, we lend on properties like ex-council properties, high-rise flats and those made of non-standard materials.
SmartReceive updates on your application, upload files & e-sign most documents to open your Together account - all using our secure app.
10.49%Rates from 10.49%/annum
£250kBorrow from £50k - £250k
5 - 30yrsTerms available from 5 - 30yrs
Interest-onlyInterest-only repayment options available
65%Borrow up to 65% of the property's value
Looking to get a mixed use mortgage for your property?
We understand that some people never clock off – because their job and their home are intertwined.
So if you’ve thrown yourself headlong into self-employment – and taking everything your own with you – we don’t think that's reason enough to be denied a mortgage.
We can help if you're buying a semi-commercial property as an investment. Our common-sense approach works for a variety of circumstances, including applications from businesses with complex ownership structures or short trading history, and for properties like pubs, shops with living space above, B&Bs and kennels.
Common questions about semi-commercial and mixed-use property mortgages
Can you get a residential mortgage on a mixed-use property?
It is possible to get a residential mortgage on a mixed use-property, but at least 40% of it needs to be for residential use. Anything less than this, and you’d need a commercial mortgage.