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Personal customer complaint

We strive to provide high-quality service and customer care, every time.

We're also human. And we know that, occasionally, things don't go according to plan – and we may not meet your expectations. If this happens, please contact us and let us know.

Make a complaint online

We'll listen to your concerns and do what we can to resolve them.

How to inform us of your complaint

You have a number of options:
Online: Using the form below
By telephone, on: 0800 093 2248
By email, to: customercare@togethermoney.com
In writing, to: Customer Relations
Lake View

When to expect a reply

We do our best to resolve complaints the moment we receive them.

If we can't resolve your complaint immediately, we'll refer it to a Case Manager in our Customer Relations team. They'll take ownership of your complaint and conduct a thorough review of your concerns, doing their best to resolve it over the phone within three working days. If it can be, we'll send you written confirmation and explain what to do if you're not happy with our resolution.

If it's not resolved, your Case Manager will:

  • Send you an acknowledgement of your complaint in writing, within eight days.
  • Keep in touch to keep you posted on the progress of the investigation.
  • Call you to discuss the outcome of your complaint, and also outline our findings in writing within eight weeks, and explain what you can do if you're not happy with our resolution.
  • Let you know if there's any reason your complaint can't be resolved within eight weeks.

How long will it take for my complaint to be resolved?

We aim to respond to complaints as quickly as possible. Naturally, some complaints will take longer to resolve than others. Rest assured, we'll keep you up to date with how things are going.

How do I make a complaint about PPI?

The Financial Conduct Authority's deadline for complaints about the mis-selling of PPI passed on 29th August 2019. However, we may still be able to deal with your complaint in exceptional circumstances.

Other complaints about PPI not relating to mis-selling (e.g. complaints about rejected claims on live PPI policies, or about administrative matters not connected to the sale) will be handled as normal.

Please get in touch using the details provided above if you'd like to discuss this further.

Your right to referral

If you are not satisfied with our response to your complaint, or if we have not responded to you after eight weeks, you may be able to refer your complaint to the Financial Ombudsman Service.

Depending on when your account was funded and the type of credit we supplied, you may be entitled to refer your complaint to the Financial Ombudsman Service (FOS). They mediate on behalf of customers and financial services firms that can’t reach an agreement. We will let you know if we believe the FOS can review your complaint when we send you either our summary resolution letter, our final response or confirmation that we will not be able to respond within eight weeks. You can find more information about FOS referral rights by visiting www.financial-ombudsman.org.uk. Alternatively, the FOS can be contacted by telephone on 0800 023 4 567, by email at complaint.info@financial-ombudsman.org.uk, or by letter at:
The Financial Ombudsman Service, Exchange Tower, London, E14 9SR.

Complaints Data Publication Report

Complaints form

Please complete the form below and we'll get back to you as soon as possible.

Personal customers: Speak to our customer service department

We’re here between 9am and 5:30pm Monday to Friday.