Business purpose loans.
- Individuals and LTD accepted
- No minimum ownership period
- Automated valuations accepted
- Individuals and LTD accepted
- No minimum ownership period
- Automated valuations accepted
- Individuals and LTD accepted
- No minimum ownership period
- Automated valuations accepted
Lending decisions are based on lending criteria and, where applicable, subject to credit check and an assessment of individual circumstances.
Ready to take the next step? Call us on 0161 956 3224 or
What makes us different
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Trusted
With 50 years of lending experience under our belts, you can trust us to get things right for you. -
Smart
Receive updates on your application, upload files & e-sign most documents to open your Together account - all using our secure app. -
Common sense
If the sum shows you can afford the property - even if you've only been trading 12 months - we do our best to make it happen. -
Open-minded
Unlike many, we lend on properties like ex-council properties, high-rise flats and those made of non-standard materials.
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9.70%
Rates from 9.70%/annum -
£1m
Borrow from £30k - £1m -
70%
Borrow up to 70% of your property's value -
Accepted
CCJs and defaults accepted
Secured business loans for business purposes
Whether you are managing your cashflow or looking to clear a bill, we can provide the finances that your business needs quickly and easily, secured on your commercial premises or investment properties, and for any business purposes.
Our secured business loans are flexible when it comes to your income and credit status, and are available to both individuals and limited companies. We also don't place a minimum limit on the amount of time you've owned the property.
Automated valuations can be accepted, using data from a range of existing databases to automatically calculate a value for the property that the loan will be secured against , greatly reducing the timescales and costs required.
Access commercial finance through a home business loan
Need fast funds to kick-start a new venture, or extra funding to boost your business?
If you've built up enough equity in your home, you can use this to secure a loan for business purposes and make your ideas a reality. All without affecting your existing mortgage.
How a business purpose loan works
A secured loan is sometimes known as a 'second-charge' mortgage. It runs alongside, but independent of, your existing mortgage.
It has its own rate and terms, and you'll make repayments on both this and your existing mortgage. It's an alternative to remortgaging if you don't want to give up your existing rate, and may mean you repay less overall.
We understand entrepreneurs – because we're entrepreneurs ourselves. So we'll work quickly and flexibly to help you get the borrowing your business needs. We understand you're more than just a credit score, so will take everything into account when deciding whether we can lend.
Common questions about business purpose loans
How long does it take to get a business purpose loan?
It takes roughly 4-5 weeks to get a business purpose loan. Like with all other finance applications, a number of factors could impact how long it takes for you to get the funds you need.
All mortgages are subject to our terms and conditions.
Loans offered by Together Commercial Finance Limited are not regulated by the Financial Conduct Authority.