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Auction finance from 0.49%/month.

Quick decisions when you need them most. That’s common sense. 0800 977 8080 or arrange a call back >

  • Loans from £26,000 to £2 million.
  • 'No exit fee' options.*
  • Borrow up to 75% of the property's value.*
  • Standard 12-month term.
  • Residential, commercial, semi-commercial and land.
* Other fees and charges apply, and are variable based on the size of the loan. The rate and maximum loan-to-value offered may vary based on your individual circumstances.
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Request a call back

We’re here between 9am and 8pm Monday to Thursday, 9am to 7pm on Friday. If you contact us by 5pm, we’ll do our best to get back to you the same day or let us know when suits you best for a call back.


We know auctions inside out

Having more than 10 years of auction finance experience means that we have the know-how to help where other lenders often can’t. We pride ourselves on taking a common sense approach to every auction finance application, putting people at the heart of our decision-making, not computers.

What types of property can auction finance be used for?

From short-term bridging loans, right through to buy-to-let mortgages, auction finance loans can be an extremely versatile option for residential, semi-commercial and commercial properties, including land.

Here at Together, it’s our inclusive approach to lending that sets us apart. We consider a wide range of property types, such as non-standard constructions. This allows us to offer loans where other high street lenders may not be able to. So whether you’re a homeowner, investor, business owner or self-employed, you can apply for our auction finance.

Short-term auction finance bridging loans

If you’re successful with your auction bid, things move quickly. You’ll need to pay 10% deposit on the day and the full balance of the property within 28 days. Understandably, covering the full balance in less than a month is a big ask for most buyers. This is where short-term bridging finance comes in, helping to ‘bridge’ the gap until a longer term, buy-to-let or commercial loan can be secured.

Our auction finance lending options are designed to offer flexibility as well as speed and efficiency, helping buyers to bid with confidence and complete the process quickly. Our short-term auction finance bridging loans can usually be arranged in a matter of days.

Buy-to-let mortgages for auction properties

Are you looking to raise funds to rent out a property bought at auction? Maybe you have a current property you want to rent out? Whichever it is, we’ve got a broad range of finance products to suit your requirements when buying-to-let. Speak to one of the team today to find out more.

Pre-approval in minutes

Get an ‘in principle’ decision in the room or online in minutes so that you can bid with confidence – safe in the knowledge that funding is available. With decisions made by people, not programs, we lend for circumstances and situations that others wouldn’t. Making us the common sense choice for everyone, including you.

Get pre-approved today >

Is auction finance for you?

To find out more about the types of auction finance services we offer, get in touch today and speak to one of our experts.

Any property used as security may be repossessed if you don’t make the repayments. Available in England, Scotland and Wales only.

Loans provided by Together Commercial Finance Ltd. are not regulated by the Financial Conduct Authority.