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We've launched our lowest monthly bridging rate

16 January 2018

We have published our lowest ever monthly rate for short-term finance of 0.49% for the first six months, to support property investors and landlords buying at auction.

We have launched the new rate to help investors renovate newly-purchased residential properties both for resale or buy-to-let, including auction purchases.

Customers will be offered the new lower rate for the first six months when they take out a 12-month bridging loan of between £30,000 and £250,000, at up to 75% loan-to-value, and up to £500,000 at 70% loan-to-value, to buy a residential property of standard construction*.

Chris Baguley, our commercial director, said: “This is our lowest ever rate for short-term finance, and has been specifically designed to help customers make the most of their residential property purchases.

“The initial lower rate will cut customers’ monthly payments for the first six months of the loan term. This will improve cash flow and free up their money for renovations, before resale or letting to tenants. We anticipate it will be popular with a range of customers including auction buyers, buy-to-let investors and portfolio landlords.”

As a specialist in auction finance, we can help with quick funding decisions over the phone or online. We also have representatives at more than 300 auctions a year, across mainland UK, and the new low rate will appeal to those buyers that are intending to renovate and re-sell, or ‘flip’ their properties.

The low rate will also support landlords in the buy-to-let market, which has remained resilient despite tax and regulatory changes. The latest figures revealed that sales in November increased by 10.8% or £334.1 million, as the trend continues for landlords and investors to adjust their portfolios to take the new rules into account.

For more information please click here.

*In month 7 the rate will change to 1.24%. Fees apply. All types of income considered.