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We announces record results

11 September 2017

We’re delighted to announce record results for the year to 30 June 2017, with annual lending close to £1.2 billion, highlighting the continued demand for our specialist finance products.

Following an exciting 12 months of growth and investment, which saw our founders take back full voting control after buying the 30% stake previously held by Equistone Partners and Standard Life Investments, the results affirm our position as one of the North West’s fastest-growing businesses.

The average value of monthly loans has risen to £98.8 million from £84.3 million – a hike of 17.2% - with consistently low loans-to-value across the group, illustrating our prudent approach.

Commenting on the results, Mike McTighe, our group chairman said: “Together delivered another record performance in the year to 30 June 2017, with sustained growth in lending volumes and profitability underpinned by continued investment for future growth and a corresponding increase in the scale, depth and diversity of our funding structure.

“We further enhanced our position as one of the UK’s leading specialist secured lenders, growing the loan book by 24.4% to £2.24bn. We also increased underlying profit before tax by 29.7% to £117.1m while accelerating our programme of significant investment across the business to support our future growth ambitions."

Marc Goldberg, our commercial CEO said: “This is another set of fantastic results and is a testament not only to the strength of our business model and our common sense approach to lending, but also to the hard work and dedication of our colleagues, who consistently strive to deliver the best outcomes for our customers. Today’s results highlight our position as a leader in the specialist lending sector, and we have exciting plans for continued growth as we move forward.”

Pete Ball, personal finance CEO, added: “In the past 12 months we have expanded our nationwide presence and enhanced our product range to ensure we can help even more customers to access the finance they need. We’re thrilled to see the positive results this is yielding, as evidenced by the growth in our loan book and our strong financial performance.”

We have raised significant additional liquidity to support future growth, issuing £575 million of senior secured notes, while repaying £300 million of existing notes, as well as introducing a £90 million asset-backed facility, to run until 2021, and an increase and extension of our revolving credit facility to £57.5 million.


Mike McTighe