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Intermediary site
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Mortgages for moving home

Found ‘the one’, but can’t find a mortgage?

 Check my eligibility

  • Borrow up to £500,000, over up to 40 years.
  • Fixed rates from 3.59%/month*.
  • Variable rates from 6.65%*.
  • Borrow up to 75% of the property’s value.
* The maximum loan, rate and loan-to-value ratio offered will depend on your individual circumstances.
  4.8/5 average rating by independent customer feedback

Why choose Together?

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Vast Experience

With over 45 years of lending experience under our belts, you can trust us to get things right for you.

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Common Sense Decisions

You're more than a credit score. If the sums show that you can afford the property, we do our best to make it happen.

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More Properties Accepted

Unlike many, we lend on the properties typically available, like ex-coucil properties, high-rise flats and those made of non-standard materials.

Check my eligibility


We understand every situation is unique

Here's the story of Mark and Amy, two new customers we helped recently.

Mark and Amy had found their ‘forever home’ and they’d had their mortgage approved with a major bank.

However, despite them both being professionals with good salaries and perfect credit histories, the bank ultimately went back on their decision when they realised that both Mark and Amy had been self-employed for just over 12 months.

With just a few weeks until they needed to complete on their dream home, the couple needed a lender that could help them and move fast. So they spoke to Together, and we funded the deal in just 8 working days. Ready to see how we could help you?

Check my eligibility

How we helped Mark and Amy
Reason turned down by high street bank Both applicants self-employed
Amount sought £550,000
Desired term 15 years
Rate 6.99%
Time from application to funding 8 days

Figures based on an actual Together mortgage customer. All personal details anonymised. While we aim to lend within the shortest possible timescales, speed of funding varies with every case.

Overall cost for comparison

For example: A mortgage of £115,559 payable over 24 years, initially on a fixed rate for 5 years at 6.99% (and then on a tracker rate for the remaining 19 years at 1.8% above the Together Homeowner Managed Rate (THMR)) would require 60 instalments of £846.05 followed by 231 monthly payments of £824.52 plus a redemption administration fee of £110.00.

The total amount payable would be £241,336.47 made up of the loan amount (£115,559) plus interest on the loan (£119,783.09), arrangement fee (£2,888.98) plus interest on this fee (£2994.60) and the redemption administration fee (£110.00).

The overall cost for comparison is 7.3% APRC representative.

The actual rate available will depend upon your circumstances. Ask us for a personalised illustration.

Check your eligibility & enquire

At Together, our flexible approach means that we can often lend where others can't. If you fit our criteria, we'll do everything we can to make it happen.

To be eligible to borrow from Together, you need to be:

  • Based in the UK
  • Aged between 18 and 85
  • Looking to borrow no more than £500,000 and no more than 70% of the purchase price of the property you plan to buy
  • Not on furlough or a secured deferred payment plan
  • Not at risk of redundancy

Approval is based on a credit check and an assessment of your individual circumstances.

Ready to talk?

Enquire today for a callback from a member of our friendly, expert team.

Enquire now

Or call us directly on 0161 933 7113 between 9am and 5:30pm, Monday to Friday.

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Your home may be repossessed if you do not keep up repayments on your mortgage. 

You are likely to repay more overall if you select a longer-term mortgage to reduce your monthly payments.

Personal mortgage FAQs

Helping you find the right answers to our personal mortgages.

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Make a personal mortgage enquiry

We provide mortgages for many types of property, whatever the situation.

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Customer Rating 4.8

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