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Intermediaries site
Intermediaries site

Mortgages for moving home

Found ‘the one’, but can’t find
a mortgage? Let’s talk.

  • Borrow up to £1m, over up to 40 years.
  • Rates from 5.99%/month*.
  • t-doc-tick-white-02 Variable rates from 6.37%*.
  • Interest-only option.
  • Borrow up to 75% of the property’s value.
* The maximum loan, rate and loan-to-value ratio offered will depend on your individual circumstances.
  4.6/5 average rating by independent customer feedback

In order to best support our existing customers in these unprecedented times, we have made the difficult decision to stop accepting new product applications for the time being.
If you already have an application in progress with us and wish to discuss it, please get in touch with your introducing broker or contact us on 0161 933 7113.

Existing mortgage provider not playing ball?

If a change in your circumstances mean your existing lender won't let you remortgage, or port your existing mortgage onto your new property, we may be able to help.

Perhaps it's your current employment status, other credit commitments, or the property that you're buying. Whichever it is, we'll take a look.


Our common sense approach

You’re more than just a credit score. So we look at the bigger picture, and get to know the person behind the numbers instead.

After all… if the sums show you can afford it, we think you should have it.

It sounds obvious when you put it that way. But, when it comes to mortgages, this kind of common sense isn't necessarily common practice.


Overall cost for comparison

For example: A mortgage of £106,800 payable over 17 years, initially on a fixed rate for 5 years at 5.6% (and then on a tracker rate for the remaining 12 years at 0.5% above the Together Homeowner Managed Rate (THMR)) would require 60 instalments of £833.14 followed by 144 monthly payments of £822.03 plus a redemption administration fee of £110.00.

The total amount payable would be £168,471 made up of the loan amount (£106,800) plus interest on the loan (£57,455), arrangement fee (£2,670) plus interest on this fee (£1,436) and the redemption administration fee (£110.00).

The overall cost for comparison is 6% APRC representative.

The actual rate available will depend upon your circumstances. Ask us for a personalised illustration.



In order to best support our existing customers in these unprecedented times, we have made the difficult decision to stop accepting new product applications for the time being.
If you already have an application in progress with us and wish to discuss it, please get in touch with your introducing broker or contact us on 0161 933 7113.

Your home may be repossessed if you do not keep up repayments on your mortgage. 

You are likely to repay more overall if you select a longer-term mortgage to reduce your monthly payments.

Personal mortgage FAQs

Helping you find the right answers to our personal mortgages.

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Make a personal mortgage enquiry

We provide mortgages for many types of property, whatever the situation.

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Latest news

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Customer Rating 4.6

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