Existing mortgage provider not playing ball?
If a change in your circumstances mean your existing lender won't let you remortgage, or port your existing mortgage onto your new property, we may be able to help.
Perhaps it's your current employment status, other credit commitments, or the property that you're buying. Whichever it is, we'll take a look.
Our common sense approach
You’re more than just a credit score. So we look at the bigger picture, and get to know the person behind the numbers instead.
After all… if the sums show you can afford it, we think you should have it.
It sounds obvious when you put it that way. But, when it comes to mortgages, this kind of common sense isn't necessarily common practice.
Overall cost for comparison
For example: A loan of £100,000 payable over 8 years on our variable rate for the loan term of 8 years at our current rate of 6.37% (variable) would require 96 monthly payments of £1,398.84, plus a redemption administration fee of £150.00.
The total amount payable would be £134,439.04, made up of the loan amount; interest on the loan (£27,894.32); processing fee (£2,500.00); arrangement fee (£2,500.00); interest on these fees (£1,394.72); and the redemption administration fee (£150.00).
The overall cost for comparison is 8.0% APRC representative.
The actual rate available will depend upon your circumstances. Ask us for a personalised illustration.
If you want to find out more, get in touch with our team: