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Your shortcut to the property ladder

Mortgages for Shared Ownership schemes.
0207 858 2809 or arrange a callback >

  • Borrow up to £250,000.
  • Fixed rates from   6.74%*.
  • t-doc-tick-white-02 Variable rates from 5.99%*.
  • No Early Repayment Charges.
  • Borrow up to 100% of your share**.
** Or 75% of the total market value, whichever is less. *The actual rate and loan-to-value ratio offered will depend on your individual circumstances.
  4.6/5 average rating by independent customer feedback
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Request a call back

We’re here between 9am and 8pm Monday to Thursday, 9am to 7pm on Friday. If you contact us by 5pm, we’ll do our best to get back to you the same day or let us know when suits you best for a call back.


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Your home may be repossessed if you do not keep up repayments on your mortgage. 

You are likely to repay more overall if you select a longer-term mortgage to reduce your monthly payments.

Why wait?

Choosing a Shared Ownership property could help you onto the property ladder sooner. And with that big hurdle out of the way, we don’t think your employment or credit circumstances should automatically prevent you from securing a mortgage.

Fortunately, other lenders’ red flags are our green lights. Remember, you'll have rental payments as well as monthly mortgage repayments to maintain.

 

A range of options

You can choose for your mortgages to last up to 40 years, to help make your monthly payments more affordable. And we offer both repayment and interest-only options.

Plus, if you ever decide you want to increase the share of your home that you own, we can look at options to extend your borrowing.

 

Overall cost for comparison

A mortgage of £85,000 payable over 30 years on our variable rate for the full term at our current rate (5.99%) would require 360 monthly payments of £534.53, plus a redemption administration fee of £150.00.

The total amount payable would be £192,579.06, made up of the loan amount, plus interest on the loan (£98,265.77); processing fee (£2,125.00); arrangement fee (£2,125.00); interest on these fees (£4,913.29); and the redemption administration fee (£150.00).

If you want to find out more, get in touch with our team:

Build: 1.3.7.22379