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Intermediaries site
Intermediaries site

Home business loans

No premises? No problem. 0161 451 3150 or arrange a callback >

  • Loans from £10,000 to £25,000.
  • Variable and fixed-rate options.
  • No Early Repayment Charges.
  • CCJs and Defaults accepted.
  • Borrow up to 77.5%* of your home's value.
  4.6/5 average rating by independent customer
Access finance, fast

Need fast funds to kick-start a new venture, or extra funding to boost your business?

If your home is worth £75,000 or more and you've built up enough equity, you can use this to secure a loan for business purposes and make your ideas a reality. All without affecting your existing mortgage.

How it works

A secured loan is sometimes known as a 'second-charge' mortgage. It runs alongside, but independent of, your existing mortgage.

It has its own rate and terms, and you'll make repayments on both this and your existing mortgage. It's an alternative to remortgaging if you don't want to give up your existing rate, and may mean you repay less overall. Our qualified mortgage advisers can talk you through the pros and cons of each option.

Our common sense approach

We understand entrepreneurs – because we're entrepreneurs. So we'll work quickly and flexibly to help you get the borrowing your business needs. We understand you're more than just a credit score, so will take everything into account when deciding whether we can lend.

Need a larger loan?

Borrow more with a Homeowner Business Loan.

Your home may be repossessed if you do not keep up repayments on your loan.

Existing customers

Take a look at a range of account services for our personal and commercial customers.

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Customer Rating 4.6

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