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Intermediary site
Intermediary site

Home business loans

No business premises? No problem. Enquire today

  • Borrow from £50,000 to £500,000.
  • CCJs and Defaults accepted.
  • Variable rate from 6.99%.
  • Borrow up to 70%* of your home's value.
  4.9/5 average rating by independent customer

Why choose Together?

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Vast Experience

With over 45 years of lending experience under our belts, you can trust us to get things right for you.

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Common Sense Decisions

If the sums show you can afford the property - even if you've only been trading 12 months - we do our best to make it happen.

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Fast, Easy Account Opening

Receive updates on your application, upload files & e-sign most documents to open your Together account - all using our secure app.

Check my eligibility


Access finance, fast

Need fast funds to kick-start a new venture, or extra funding to boost your business?

If you've built up enough equity in your home, you can use this to secure a loan for business purposes and make your ideas a reality. All without affecting your existing mortgage.

How it works

A secured loan is sometimes known as a 'second-charge' mortgage. It runs alongside, but independent of, your existing mortgage.

It has its own rate and terms, and you'll make repayments on both this and your existing mortgage. It's an alternative to remortgaging if you don't want to give up your existing rate, and may mean you repay less overall.

We understand entrepreneurs – because we're entrepreneurs ourselves. So we'll work quickly and flexibly to help you get the borrowing your business needs. We understand you're more than just a credit score, so will take everything into account when deciding whether we can lend.

Check your eligibility & enquire

At Together, our flexible approach means that we can often lend where others can't. If you fit our criteria, we'll do everything we can to make it happen.

To be eligible to borrow from Together, you must:

  • Have found the property or land you wish to buy
  • Be looking to borrow no more than 70% of the purchase price of the property or land you plan to buy
  • Not be on furlough from your only source/s of income
  • Not be at risk of redundancy

Approval is based on a credit check and an assessment of your individual circumstances.

Ready to talk?

Enquire today for a callback from a member of our friendly, expert team.


Enquire now
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Any property used as security, including your home, may be repossessed if you do not keep up repayments on your loan or any other debt secured on it.

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Customer Rating 4.9

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