Home business loans

No business premises? No problem
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  • Borrow from £30,000 to £1m.
  • CCJs and Defaults accepted.
  • Variable rate from 7.75%.
  • Borrow up to 70% of your home's value.
  4.6/5 average rating by independent customer

Access finance, fast

Need fast funds to kick-start a new venture, or extra funding to boost your business?

If you've built up enough equity in your home, you can use this to secure a loan for business purposes and make your ideas a reality. All without affecting your existing mortgage.

How it works

A secured loan is sometimes known as a 'second-charge' mortgage. It runs alongside, but independent of, your existing mortgage.

It has its own rate and terms, and you'll make repayments on both this and your existing mortgage. It's an alternative to remortgaging if you don't want to give up your existing rate, and may mean you repay less overall.

We understand entrepreneurs – because we're entrepreneurs ourselves. So we'll work quickly and flexibly to help you get the borrowing your business needs. We understand you're more than just a credit score, so will take everything into account when deciding whether we can lend.

Ready to get in touch?

At Together, our flexible approach means that we can often lend where others can't. If you fit our criteria, we'll do everything we can to make it happen.

Enquire now

Approval is based on a credit check and an assessment of your individual circumstances.

Any property used as security, including your home, may be repossessed if you do not keep up repayments on your loan or any other debt secured on it.