Secured personal loans for debt consolidation

Take control of your finances.

Check my eligibility

  • Borrow from £30,000 to £250,000.*
  • Over 3 to 30 years.
  • Fixed rates from 3.99%*.
  • Variable rates from 6.65%*.
  • Maximum loan-to-value of 75%
The maximum loan, rate and loan-to-value ratio offered may be reduced depending on the property and your credit profile.
  4.7/5 average rating by independent customer



Managing multiple debts

If you would prefer a single – and potentially lower – monthly repayment, we could help. You could use the equity you’ve previously built up in your home to pay off your existing unsecured debts, even if you already have a mortgage on your home. Remember: depending on the rate and length of the loan you use to consolidate your debt, you may end up repaying more in total.

Life doesn’t stand still and your credit rating is just a moment in time. We appreciate your employment status may have changed, or you may have had to use payday loans to help manage your money. This doesn’t mean you're automatically excluded from borrowing with us.

At Together, we get to know you and your circumstances – not just your credit rating – and always do the sums to check you can afford the repayments after paying off your other debts.

We can lend in many cases that mainstream lenders can’t.




Check your eligibility & enquire

At Together, our flexible approach means that we can often lend where others can't. If you fit our criteria, we'll do everything we can to make it happen.

To be eligible to borrow from Together, you need to be:

  • Based in the UK
  • Aged between 18 and 80
  • Looking to borrow no more than £250,000 and no more than 75% of the purchase price of the property you plan to buy
  • Not on furlough or a secured deferred payment plan
  • Not at risk of redundancy

Approval is based on a credit check and an assessment of your individual circumstances.

Ready to talk?

Enquire today for a callback from a member of our friendly, expert team.

Enquire now

Or call us directly on 0343 253 8660 between 9am and 5:30pm, Monday to Friday.


Consolidating unsecured debt through secured lending could increase the total amount you pay back. Your home may be repossessed if you do not keep up repayments on your loan.

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