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Auction finance from 0.49%.

Short-term finance with fast turnarounds. 0161 451 3157 or arrange a callback >

  • Borrow up to £5m*, with rates from 0.49%,
  • Fast and flexible, to meet your completion deadline.
  • Apply as an individual or business.
  • Free valuations and no lenders' legal fees on most residential purchases.
  • Borrow up to 75%* of the purchase price (or more with additional security).
* The maximum loan and loan-to-value ratio offered may vary depending on the property and your individual circumstances.
  4.6/5 average rating by independent customer feedback

Buying under the hammer?

Our Auction finance can be used to purchase a wide range of property:

  • Your next home
  • Residential investments, including HMOs and multi-lets.
  • Semi-commercial property.
  • Commercial property (investments and owner-occupied).
  • Land.

We've seen all sorts of properties appear in the catalogue over the years, and have an open mind about the circumstances when we’re happy to lend.

So even if it’s ex-council, high-rise, or you’ve been told it's 'unmortgageable', we may be able to help.

How it works

Your loan lasts up to 12 months, and you repay it in a lump sum – either with the proceeds of selling the property on, or with longer-term borrowing like a mortgage.

In the meantime, you'll only make interest payments each month – so the sooner you repay it, the less it'll cost you. And any fees can be rolled into the lump sum.

Any property used as security may be repossessed if you do not maintain payments to your mortgage.