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Auction Finance

Bid for success.

Achieve success when investing in property at auction with Together's expert guidance, tips and more.
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A birds eye shot of terraced houses on different streets.

If you’re interested in investing in more property at auction, but need help navigating the auction market, you’ve come to the right place.

At Together, we understand all things auction.

For over 20 years, our common sense approach to auction finance has helped countless investors, landlords and property developers succeed in buying their auction property.

So whether you’re looking to flip a terrace to sell, add to your rental portfolio, or renovate a commercial premises, you’ll find plenty of guidance here to help you through the process and bid with confidence.

Read our guide for everything you need to know, from bidding at online auctions to understanding the legal pack.

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Fast, flexible Auction Finance

Most auctions give you only 28 days to complete on your purchase, and so it’s important to know in advance what your maximum bid should be, and have the confidence that you have the funds available.

This is where our fast auction finance comes in. Auction finance is short-term finance that you pay back within a 12 month term, with no early repayment fees if you don’t need that long. So it’s perfect if you’re planning on a quick renovation project and to ensure you can complete on tight auction deadlines.

You can get a decision-in-principle in minutes here for your chosen auction property before you bid.


How auction finance works


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Case Study. 

We helped a customer fund her Buy to Let flat with bridging finance, arranged after a desktop valuation and in less than three weeks.

The ask

Our customer had just secured a two-bedroom flat at auction, with a view to renovating it to rent out. She had just 15 working days to arrange finance on the £48,000 property, and approached us to see what we could offer. She was looking to grow her Buy to Let portfolio, so was keen to explore whether we could support her investment ambitions in the longer term too.

The solution

We agreed a 12-month bridging loan, using a free desktop valuation at 75 per cent LTV. The case was underwritten, approved and instructed to Legal in less than 24 hours, with funds available in time for the auctioneer’s deadline. The customer has since asked us to help fund a further six properties in just two months.

“I was delighted to be able to assist this customer with their first purchase, the first step in reaching their goal of acquiring six further properties. Service is at the heart of everything we do”. Amy Morgan, Auction Sales Executive




Any property used as security, including your home, may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

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