Auction Finance

Bid with confidence.

Achieve success at property auction with our guidance, tips and more.
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A long shot of brick terraced houses.

New to buying at auction?

If you fancy buying a property at auction, but aren’t familiar with what you should do next, you’ve come to the right place.

At Together, we’re well versed in all things auction.

For over 20 years, our common-sense auction finance has helped countless buyers to succeed in securing their auction property.

So whether you’re looking to renovate a property to sell, ready to invest in a Buy to Let, or purchasing a house to make a home, you’ll find plenty of tips here to help you understand the process and bid with confidence.

Our beginners guide to property auctions helps you learn how they work and what to look out for when buying under the hammer.

Read our guide for everything you need to know, from bidding at online auctions to understanding the legal pack.

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Fast, flexible Auction Finance

Before entering an auction, whether online or in person, you need to be clear on how much you can bid and that you know you’ll have the funds available. That’s because most auctions give you only 28 days to complete on your purchase once the hammer falls.

This isn’t a problem with our quick turnaround auction finance. Auction finance is short-term finance that you pay back within a 12 month term, with no early repayment fees if you don’t need that long. So, it’s perfect if you’re planning on flipping a property to sell on, or to meet tight auction deadlines before a longer term mortgage is agreed.

You can get a decision-in-principle in minutes here for your chosen auction property before you bid.

How auction finance works

A long shot of terraced houses.

Case Study.

We helped a first-time auction buyer sort funding on a tight two-week turnaround to secure their purchase.

The ask

The customer contacted us to tell us they were planning to bid at their first ever auction, to see what help we could offer. We discussed loan options and told the customer to let us know if and when they secured the winning bid at auction so we could set the wheels in motion.

The solution

We agreed a decision-in-principle on their first call and discussed a short-term bridging loan. When the customer called to say they’d secured the winning bid, and that there was a two-week completion period, we got straight to work to ensure funds would be available on time. We called the customer at every stage of the underwriting process to let them know things were on track, and delivered the funds in plenty of time to complete on the sale.

“I went through my first auction purchase recently and the experience I had with Together was very positive from start to finish, which enabled us to complete within a very tight two week timeframe”.


Exit Process
First, a quick question so we can point you towards the right options.