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Short term finance to bridge your business needs

Commercial bridging loans.

  • Interest only options available
  • Loans from £26,000
  • Residential & Commercial securities
Call and get a quote in 10 mins
0161 956 3224

We're open Mon-Fri 9am-5:30pm

or

  • Interest only options available
  • Loans from £26,000
  • Residential & Commercial securities
Call and get a quote in 10 mins
0161 956 3224

We're open Mon-Fri 9am-5:30pm

or

  • Interest only options available
  • Loans from £26,000
  • Residential & Commercial securities
Call and get a quote in 10 mins
0161 956 3224

We're open Mon-Fri 9am-5:30pm

or

Ready to take the next step? Call us on 0330 828 3148 or

Book a call back

Why choose Together?

Mortgage key facts
  • 1.05%

    Rates from 1.05% per month
  • 12 months

    Available over standard 12 months
  • No exit fee

    No exit fee options available
  • 70%

    Borrow up to 70% of the property's value
  • Often arranged faster than a traditional mortgage

*The maximum loan, rate and loan-to-value ratio offered may vary based on your individual circumstances.


A woman sat at the side of a desk reading a piece of paper.

Short term finance to bridge your business needs

A commercial bridging loan allows you to quickly raise the capital you need now whilst you wait for a property to be sold or for longer term finance to be put in place. A short term solution that allows you to quickly capitalise on opportunities, bridging loans are typically repaid over a 12 month period.

Our commercial bridging loans can be provided as interest only loans, allowing you to keep your monthly costs down and repaying in full once further finance has been secured. Your loan can also be secured against a range of residential and commercial properties.


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We funded James £2.85m in four hours

James was looking to expand his buy-to-let portfolio with a prestigious six-bedroom home in a UK holiday resort. However the deal hit choppy waters the day before the completion deadline when solicitors demanded additional information – potentially scuppering the purchase and leaving James with a £3million cost.

Fortunately Together were able to step in. James contacted Together at 11:15am and we were able to fund the £3million deal within four hours – an incredibly quick completion and a great result for James.

Figures and details from a real Together bridging loan customer. All personal information anonymised. While we aim to lend within the shortest possible timescales, speed of funding varies with every case.

James's bridging loan with us:
  • £2.85m

    Amount sought

  • 4 hours

    Time to fund

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Leverage your business with a commercial bridging loan

We understand mortgages can take a while to arrange, so a Together bridging loan could be just the ticket if your vendor is looking to sell quickly. When you speak to our team, you speak to the decision makers who are empowered to give you a decision in principle almost immediately.

We'll work flexibly to help your purchase of a residential investment, new office, retail unit or other commercial property, as soon as possible. And you’ll have up to 12 months to repay the loan in a lump sum – leaving you ample time to get the longer-term finance you need, or sell the property on.


Common questions about commercial bridging loans

What is a commercial bridge loan?

A commercial bridge is a short term loan which can be used to buy commercial buildings or investment purchases. Typically, a bridging loan is taken out over a 12 months period. You’ll need an exit plan to pay the loan back in full at the end of the term, which can be funds from a recently sold property or arranging longer term finance.

How long does it take to get a commercial bridging loan?

Typically, it takes 3-4 weeks to get a commercial bridging loan. The type of valuation needed will affect the length of time it’ll take to complete the application process, but we aim to work as quickly as possible to get you the funds you need.


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Any property used as security, including your home, may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Together offer a range of regulated products and unregulated products. Together Personal Finance Limited are authorised and regulated by the Financial Conduct Authority (FCA) and offer products including (but not limited to) Personal mortgages, Secured loans, Consumer Buy to Let mortgages and regulated Bridging loans.

Our unregulated products are provided by Together Commercial Finance Limited and include (but are not limited) to unregulated Bridging loans, Buy to Let mortgages, Auction finance and Development finance.

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