Commercial bridging loans.
- Loans from £26,000
- Residential & Commercial securities
- Speed and service
- Loans from £26,000
- Residential & Commercial securities
- Speed and service
- Loans from £26,000
- Residential & Commercial securities
- Speed and service
Why choose Together?
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Flexible
You're more than a credit score. If the sums show that you can afford the property, we do our best to make it happen. -
Trusted
With 50 years of lending experience under our belts, you can trust us to get things right for you. -
Open-minded
Unlike many, we lend on properties like ex-council properties, high-rise flats and those made of non-standard materials. -
Smart
Receive updates on your application, upload files & e-sign most documents to open your Together account - all using our secure app.
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1.05%
Rates from 1.05% per month -
12 months
Available over standard 12 months -
No exit fee
No exit fee options available -
70%
Borrow up to 70% of the property's value -
✓
Often arranged faster than a traditional mortgage
*The maximum loan, rate and loan-to-value ratio offered may vary based on your individual circumstances.
From opportunity to investment
A commercial bridging loan allows you to quickly raise the capital you need whilst you wait for a property to be sold or for long-term finance to be arranged. Bridging finance can be used to purchase a range of commercial properties and to invest in much needed machinery and equipment for your business.
A short-term solution that allows you to quickly capitalise on opportunities, bridging loans are typically repaid over a 12 month period, without early repayment charges.
Your loan can also be secured against a range of residential and commercial properties.
Customer success stories
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Multi-million pound apartment plan to regenerate Yorkshire industrial site
2 minBusinessIntermediariesBridging LoanDevelopment Finance -
Customer Transforms Dogs Home with £400,000 Loan
3 minBusinessPersonalBridging LoanMortgage -
Together and Synergy Commercial join forces to provide £2.5m commercial bridge
1 minBusinessIntermediariesBridging Loan
Move quickly with a commercial bridging loan from Together
If your vendor is looking for a quick sale and your long term funding is taking too long to arrange, a commercial bridging loan from Together can help turn an opportunity in to an investment. We'll make sure you don't miss out; with fast and flexible short term finance that can bridge the gap and get your business moving quickly.
We'll work flexibly to help you purchase a new office, retail unit or other commercial property, as quickly as possible. You'll have up to 12 months to repay the amount borrowed in one lump sum - giving you plenty of time to secure long-term finance or sell the property on.
When you speak to our team, you'll speak to a decision maker who can give you a decision in principle almost immediately, fast tracking your purchase from opportunity to investment.
Common questions about commercial bridging loans
What is a commercial bridge loan?
A commercial bridge is a short term loan which can be used to buy commercial buildings or investment purchases. Typically, a bridging loan is taken out over a 12 months period. You’ll need an exit plan to pay the loan back in full at the end of the term, which can be funds from a recently sold property or arranging longer term finance.
How long does it take to get a commercial bridging loan?
Typically, it takes 3-4 weeks to get a commercial bridging loan. The type of valuation needed will affect the length of time it’ll take to complete the application process, but we aim to work as quickly as possible to get you the funds you need.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Together offer a range of regulated products and unregulated products. Together Personal Finance Limited are authorised and regulated by the Financial Conduct Authority (FCA) and offer products including (but not limited to) Personal mortgages, Secured loans, Consumer Buy to Let mortgages and regulated Bridging loans.
Our unregulated products are provided by Together Commercial Finance Limited and include (but are not limited) to unregulated Bridging loans, Buy to Let mortgages, Auction finance and Development finance.