Buy property with a bridging loan

We make quick decisions. So you can too. Enquire today

  • Rates from 0.55%/month*.
  • Up to 12 months.
  • t-doc-tick-white ‘No exit fee’ options available.
  • Borrow up to 75%* of the property’s value.
  • Asset 8 Often arranged faster than a traditional mortgage
* The actual rate and loan-to-value offered may vary based on your individual circumstances. Fees will apply.
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Spotted an opportunity that won't wait?

We understand mortgages can take a while to arrange, so a Together bridging loan could be just the ticket if your vendor is looking to sell quickly. When you speak to our team, you speak to the decision makers who are empowered to give you a decision in principle almost immediately.

We'll work flexibly to help your purchase of a residential investment, new office, retail unit or other commercial property, as soon as possible. And you’ll have up to 12 months to repay the loan in a lump sum – leaving you ample time to get the longer-term finance you need, or sell the property on.

Am I eligible? 

We believe that if the sums show you can afford it, you should be able to have it. And this philosophy means we can lend in a wide range of circumstances that other lenders struggle with.

So whatever it is that’s worrying you – whether you’re self-employed with just a year’s trading, some less-than-perfect credit history, or something else – rest assured we’ll look for a way to say ‘yes’.

How quickly could I borrow? 

We know that time is often of the essence. That's why we pride ourselves on the way we empower our team to make decisions and give you the fastest possible answer when you need it the most.

As you'll see from our case studies that we're no strangers to turning things around quickly when it counts.

What types of property could I purchase? 

We’ll consider a commercial bridging loan financing for the purchase of a huge range of properties, including:

✓ Residential investments.
✓ Semi-commercial properties.
✓ Retail units, restaurants and takeaways.
✓ Offices.
✓ Warehouses, factories, and other industrial units.
✓ Working farms, and land.
✓ Hotels.
✓ Pubs, nightclubs, and other leisure premises.

Can I use a bridging loan to help me save on stamp duty? 

Because our Bridging loans are typically quick to arrange, you could purchase your dream property before the Stamp Duty holiday extension expires – without waiting for your existing place to sell or a complete chain.

We talk in more detail about the potential savings here.

Any property used as security, including your home, may be repossessed if you do not keep up repayments on your loan or any other debt secured on it.

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