New home not in move-in condition?

Use a bridging loan to get the keys and renovate before selling up.

Check my eligibility

  • Rates from 0.65%/month*.
  • Borrow up to £500,000.
  • Up to 12 months, with no Early Repayment Charges.
  • t-doc-tick-white-02 No monthly payments.
  • Borrow up to 75%* of your home’s market value.
The maximum loan, rate and loan-to-value ratio offered may vary based on your individual circumstances.
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Nobody wants to live in a building site

If you've found your perfect new home but it needs doing up, a Together bridging loan could be the answer. Here's why:

  • Fast turnaround. We'll work quickly and flexibly, so you can secure your new property and get the keys. If you've found your perfect new home and it needs some refurbishing to make it feel like home, a Together bridging loan could be the answer. Here's why:.
  • No monthly payments. You'll just pay back what you borrowed, plus any interest, in a lump sum within 12 months as soon as your old home sells. And because there are no Early Repayment Charges, the sooner that happens the less it’ll cost you.
  • Flexible and pragmatic. We apply a common-sense approach to lending, and can often consider circumstances that some other lenders can't. So if you have less-than-perfect credit, or there's something about your new property that means other lenders are struggling – say, it's made of non-standard construction – let's talk.

Check your eligibility & enquire

At Together, our flexible approach means that we can often lend where others can't. If you fit our criteria, we'll do everything we can to make it happen.

To be eligible to borrow from Together, you need to be:

  • Based in the UK
  • Aged between 18 and 85
  • Looking to borrow no more than £500,000 and no more than 75% of the purchase price of the property you plan to buy
  • Not on furlough or a secured deferred payment plan
  • Not at risk of redundancy

Approval is based on a credit check and an assessment of your individual circumstances.

Ready to talk?

Enquire today for a callback from a member of our friendly, expert team.

Enquire now

Or call us directly on 0330 127 7927 between 9am and 5:30pm, Monday to Friday.

Your home may be repossessed if you do not keep up repayments on your mortgage.