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Flexible funding for property projects

Development finance.

  • Build, convert or refurbish property
  • Loans last up to three years
  • For investors from all walks of life
Call and get a quote in 10 mins
0161 956 3224

We're open Mon-Fri 9am-5:30pm

or

  • Build, convert or refurbish property
  • Loans last up to three years
  • For investors from all walks of life
Call and get a quote in 10 mins
0161 956 3224

We're open Mon-Fri 9am-5:30pm

or

  • Build, convert or refurbish property
  • Loans last up to three years
  • For investors from all walks of life
Call and get a quote in 10 mins
0161 956 3224

We're open Mon-Fri 9am-5:30pm

or

• Over 1,200 reviews

• Over 1,900 reviews

• Over 1,200 reviews

• Over 1,900 reviews

• Over 1,200 reviews

• Over 1,900 reviews

Ready to take the next step? Call us on 0330 828 3148 or

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Achieving your property ambitions with property development finance


Whatever the project, we’ve designed our Development Finance product to be flexible enough to cater to a broad range of scenarios. We can offer loans for all types of development needs including residential property, HMO’s, student accommodation, commercial property, social housing, starter units and many more.

Throughout the lifecycle of your project, you’ll be supported by one of our dedicated and highly experienced Relationships Managers, as well as the rest of our specialist Development Finance team. Not only that, we have both internal and external QS support on hand at all times, so you know we’re with you every step of the way.

At Together, we have lending products which can support your requirements throughout the development process:

  • Acquisition
  • Planning
  • Development
  • Sale
  • Rental

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How does Development Finance work at Together?

It’s quite simple really. We use our flexible, common sense approach to lending to help more developers get the funding they need to get the job done.

And, we know speed is key so we can give you a decision in principle within 48 hours (subject to receipt of all relevant information), and once agreed, quick access to funds.

We also recognise the importance of liquidity throughout the process, so we’ll ensure your drawdown requests are prioritised to keep your development moving.

That’s why our funding process can be summed up in five easy steps:


Common questions about development finance

What is development finance?

Development finance is a type of short-term loan created specifically for any type of new property development including residential property, HMOs, student accommodation, commercial property, social housing, starter units and many more. The funding is typically used to cover purchase and build costs associated with the development.

How does development finance work?

The loan is set against a plan for development, meaning once the project is underway, the funds will be released in stages according to how far along the build is. The loan will be paid off at the end of the project in a lump sum, usually funded by the sale or longer term rental of the development. Alternatively, repayments can sometimes be staggered as and when units are sold.

How long does it take to get a bridging loan for development finance?

It takes about 4-6 weeks to get a development finance loan, which is slightly longer than a standard bridging loan. This is because the application process requires a detailed site valuation to ensure we provide the proper support needed for the project.


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0161 956 3224

We are here between:

Monday - Friday: 9:00 - 17:30


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Any property used as security, including your home, may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Together offer a range of regulated products and unregulated products. Together Personal Finance Limited are authorised and regulated by the Financial Conduct Authority (FCA) and offer products including (but not limited to) Personal mortgages, Secured loans, Consumer Buy to Let mortgages and regulated Bridging loans.

Our unregulated products are provided by Together Commercial Finance Limited and include (but are not limited) to unregulated Bridging loans, Buy to Let mortgages, Auction finance and Development finance.