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Quickly access capital with a secured bridging loan

Capital raising bridging loans.

  • Manage cashflow or nab an opportunity
  • Flexible on income & credit status
  • Fast, simple application process
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Why choose Together?

Mortgage key facts
  • 0.79%

    Rates from 0.79% per month
  • 12 months

    Available over standard 12 months
  • No exit fee

    No exit fee options available
  • 70%

    Borrow up to 70% of the property's value
  • Often arranged faster than a traditional mortgage

* The actual rate and loan-to-value offered may vary based on your individual circumstances. Fees will apply. Although we endeavour to lend within the shortest possible timescales, this is not always achievable in 100% of cases.

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Support your business with a capital raise bridging loan

We know there's no time to waste in business. So, we’ll work flexibly and make a quick, common sense decision – all aimed at giving you peace of mind, so you can concentrate on your next move. 

You can use a Together bridging loan for a variety of scenarios. Perhaps you want to:

  • Extend or refurbish a property
  • Pay an unexpected tax bill
  • Buy raw materials to fulfil a large order
  • Take advantage of a business opportunity

Whatever it is, you’ll have up to 12 months to repay the initial loan in a lump sum. And we can secure your loan against:

  • Residential investment properties
  • Commercial and mixed-use properties
  • Land (with or without planning permission)

Common questions about capital raise bridging loans

How long does it take to get a capital raise bridging loan?

We understand that sometimes you can’t afford to wait in business, so with bridging loans, we aim to work fast.

On average, getting a capital raise bridging loan can take just 3-4 weeks to complete but this can depend on a number of factors so it may take longer.

Overall cost for comparison

For example: A bridging loan of £234,600 repayable after 12 months on a fixed rate of 9.00% would require a single payment of the capital borrowed plus the accrued interest totalling £261,849.24 including fees.

The total amount payable would be £261,849.24 made up of the loan amount (£234,600), plus interest on the loan (£22,215.37); arrangement fee (£4,692.00); interest on these fees (£231.87); and the redemption administration fee (£110.00).

The overall cost for comparison is 11.6% APRC representative.

The actual rate available will depend upon your circumstances. Ask us for a personalised illustration.

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Any property used as security, including your home, may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Exit Process

Book a callback

If you'd like to continue the conversation and find out what Together can do for you, talk to our commercial finance team. You can book a callback from us below, or contact us directly on 0161 956 3224. Lines open between 9:00 and 17:30, Monday to Friday.

By using the appointment booking system, you confirm you have read and understood our Fair Processing Notice.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Together offer a range of regulated products and unregulated products. Together Personal Finance Limited are authorised and regulated by the Financial Conduct Authority (FCA) and offer products including (but not limited to) Personal mortgages, Secured loans, Consumer Buy to Let mortgages and regulated Bridging loans.

Our unregulated products are provided by Together Commercial Finance Limited and include (but are not limited) to unregulated Bridging loans, Buy to Let mortgages, Auction finance and Development finance.